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Letter To Credit Bureau To Remove Medical Collections Template for England and Wales

A formal communication document used in England and Wales to request the removal of medical collections from credit reports. The letter follows data protection regulations and consumer credit laws, presenting evidence and arguments for removing incorrect or disputed medical debt entries from credit records. It includes personal identification, account details, and supporting documentation as required by UK credit reference agencies.

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What is a Letter To Credit Bureau To Remove Medical Collections?

A Letter to Credit Bureau to Remove Medical Collections is utilized when an individual needs to dispute and request removal of medical debt collections from their credit report in England and Wales. This document becomes necessary when medical bills have been incorrectly reported, paid but not updated, or are under dispute with the healthcare provider. The letter must comply with GDPR, the Consumer Credit Act 1974, and other relevant UK financial regulations. It typically includes account information, explanation for removal request, and references to supporting documentation.

What sections should be included in a Letter To Credit Bureau To Remove Medical Collections?

1. Personal Information: Your full name, address, and other identifying information required for verification

2. Account Details: Specific information about the medical collection being disputed, including account numbers and dates

3. Request Statement: Clear statement requesting removal of the medical collection from credit report

4. Reason for Removal: Detailed explanation of why the collection should be removed, citing relevant legislation

5. Supporting Evidence Reference: List of enclosed supporting documents and evidence

What sections are optional to include in a Letter To Credit Bureau To Remove Medical Collections?

1. Payment History: Details of any payments made or payment plans, include when partial payments exist

2. Insurance Information: Details about insurance coverage and claims, include when dispute involves insurance issues

3. Previous Correspondence: Reference to prior communications with credit bureau or medical provider, include if any exist

What schedules should be included in a Letter To Credit Bureau To Remove Medical Collections?

1. Supporting Documentation: Copies of medical bills, payment receipts, insurance documents, and relevant correspondence

2. Identity Verification Documents: Copies of identification documents such as passport or driving licence

3. Proof of Address: Recent utility bill or bank statement for address verification

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents

Jurisdiction

England and Wales

Publisher

Ƶ

Cost

Free to use

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