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Affidavit of Loss
I need an affidavit of loss to report the loss of my UAE driver's license, including details of the circumstances under which it was lost, a declaration that it has not been used unlawfully, and a request for a replacement.
What is an Affidavit of Loss?
An Affidavit of Loss is a sworn legal statement you make when an important document or item goes missing in the UAE. It formally declares that you've lost something valuable - like a passport, shares certificate, property deed, or official ID - and explains the circumstances of the loss.
UAE courts and government offices require this affidavit before issuing replacements for lost documents. You'll need to sign it in front of a notary public or legal officer, who verifies your identity and witnesses your declaration. This helps prevent fraud and gives legal protection to both you and any organization issuing replacement documents.
When should you use an Affidavit of Loss?
You need an Affidavit of Loss in the UAE when important documents or items go missing and you need official replacements. Common situations include losing your passport, Emirates ID, marriage certificate, education credentials, or valuable business documents like trade licenses or commercial registration papers.
Time is critical - file your affidavit as soon as you discover the loss. UAE government offices and financial institutions require this sworn statement before processing replacements or updating their records. For sensitive items like bank cards or company seals, an immediate affidavit helps protect you from potential misuse and fraud while establishing a clear timeline of the loss.
What are the different types of Affidavit of Loss?
- Basic Personal Document Loss: Used for missing passports, Emirates ID cards, or personal certificates - requires details about the lost item and circumstances
- Corporate Document Loss: Covers missing business licenses, company seals, or commercial documents - includes company details and authorized signatory information
- Financial Instrument Loss: Specific to lost checks, share certificates, or bonds - needs additional security details and transaction history
- Educational Credential Loss: For missing academic certificates or transcripts - includes institution details and original issuance information
- Property Document Loss: Used for misplaced property deeds, tenancy contracts, or ownership certificates - requires property identification details
Who should typically use an Affidavit of Loss?
- Individual Declarants: UAE residents or citizens who have lost personal documents and need official replacements
- Corporate Representatives: Company officers filing affidavits for lost business documents, licenses, or corporate seals
- Notary Public: Legally authorized officials who verify identities and witness the signing of affidavits
- Government Departments: UAE authorities who accept and process affidavits for replacement documents
- Banks and Financial Institutions: Organizations that require affidavits before replacing lost financial instruments or updating records
- Legal Representatives: Lawyers who assist in drafting and filing complex affidavits of loss
How do you write an Affidavit of Loss?
- Document Details: Gather exact information about the lost item - type, serial numbers, dates of issue, and issuing authority
- Loss Circumstances: Document when and where the loss occurred, including specific dates and locations
- Personal Information: Prepare identification details, Emirates ID number, and contact information
- Supporting Evidence: Collect any police reports, original receipts, or related correspondence
- Witness Information: If applicable, gather contact details of witnesses to the loss
- Notary Requirements: Schedule an appointment with a UAE-licensed notary for official verification
- Translation Needs: Arrange for Arabic translation if the original document was in another language
What should be included in an Affidavit of Loss?
- Declaration Statement: Clear statement that this is a sworn affidavit under UAE law
- Declarant Details: Full legal name, Emirates ID number, address, and contact information
- Item Description: Detailed description of the lost item with all identifying features
- Loss Circumstances: Specific date, location, and circumstances of the loss
- Due Diligence: Statement of efforts made to locate the lost item
- Indemnification Clause: Promise to protect issuing authority from future claims
- Notarization Block: Space for notary's signature, stamp, and attestation
- Jurisdiction Statement: Confirmation that UAE law governs the affidavit
What's the difference between an Affidavit of Loss and an Affidavit and Indemnity Agreement?
An Affidavit of Loss differs significantly from an Affidavit and Indemnity Agreement in several key aspects, though both are sworn legal statements used in UAE legal proceedings.
- Purpose: An Affidavit of Loss solely declares the loss of a specific item or document, while an Affidavit and Indemnity Agreement includes additional promises to protect other parties from potential future claims
- Legal Scope: The Loss affidavit is primarily declaratory, focusing on facts about the loss. The Indemnity version creates ongoing legal obligations and financial responsibilities
- Usage Context: Loss affidavits are commonly used for simple document replacements, while Indemnity agreements are required for higher-value items or when third-party interests need protection
- Liability Coverage: An Affidavit of Loss doesn't automatically protect other parties, whereas the Indemnity version explicitly includes protection clauses and compensation terms
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