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1. Islamic Finance Compliance: Required when the agreement needs to be Sharia-compliant, including specific provisions for profit instead of interest

2. Acceleration Clause: Optional clause allowing creditor to demand full payment under specific circumstances

3. Prepayment Terms: Include when early repayment options are to be permitted

4. Third-Party Guarantee: Required when a guarantor is involved in securing the debt

5. Insurance Requirements: Include when specific insurance coverage is required for securing the debt

6. Cross-Default Provisions: Include when the debt is related to other financial obligations

7. Assignment Rights: Include when either party may need to transfer their rights under the agreement

8. Force Majeure: Optional clause for unforeseen circumstances affecting repayment ability

1. Repayment Schedule: Detailed table of payment dates, installment amounts, and running balance

2. Security Details: Detailed description of any assets or collateral provided as security

3. Original Debt Documentation: Copies or details of the original agreements or circumstances creating the debt

4. Guarantee Agreement: If applicable, the full terms of any guarantee provided

5. Post-Dated Cheques: Schedule of post-dated cheques provided for installment payments

6. Contact Details: Complete contact information for all relevant parties and representatives