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1. Security: Required if the loan is secured, detailing security package and enforcement

2. Guarantee: Required if there are guarantors supporting the borrower's obligations

3. Islamic Finance Provisions: Required if the facility needs to be Shariah-compliant

4. Financial Covenants: Required for corporate borrowers, setting financial maintenance tests

5. Account Provisions: Required if specific accounts need to be maintained or monitored

6. Syndication Provisions: Required for syndicated facilities with multiple lenders

7. Agency Provisions: Required for syndicated facilities requiring facility agent appointment

8. Set-off Rights: Optional enhanced set-off rights beyond statutory provisions

9. Increased Costs: Protection for lenders against regulatory changes affecting costs

1. Schedule 1 - Conditions Precedent: Detailed list of required documents and conditions

2. Schedule 2 - Form of Drawdown Request: Template for borrower to request loan disbursement

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if applicable

4. Schedule 4 - Form of Compliance Certificate: Template for periodic compliance certification

5. Schedule 5 - Financial Covenants Calculations: Detailed methodology for financial covenant calculations

6. Schedule 6 - Forms of Transfer Certificates: ������Ƶ for transferring loan participations

7. Schedule 7 - Security Documents: List and copies of all security documentation

8. Schedule 8 - Existing Security and Financial Indebtedness: Disclosure of existing obligations and security

9. Schedule 9 - Contact Details: Administrative and notice details for all parties