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1. Guarantor Provisions: Required when there is a guarantor for the loan, detailing guarantor obligations and rights

2. Balloon Payment: Include when the finance structure includes a final balloon payment

3. Business Purpose Declaration: Required when the vehicle is primarily for business use and different regulatory requirements apply

4. Trade-In Details: Include when there is a trade-in vehicle involved in the transaction

5. Co-Borrower Provisions: Required when there are multiple borrowers sharing responsibility for the loan

6. Electronic Communication Consent: Optional section for borrowers to consent to electronic notifications and statements

1. Schedule 1 - Vehicle Details: Detailed description of the financed vehicle including make, model, VIN, registration number

2. Schedule 2 - Financial Terms: Detailed breakdown of the financial terms including fees, charges, payment schedule, and comparison rate

3. Schedule 3 - Insurance Requirements: Specific insurance requirements and minimum coverage levels

4. Schedule 4 - Direct Debit Request: Direct debit authorization and banking details for loan payments

5. Appendix A - Information Statement: Mandatory information statement required under the National Credit Code

6. Appendix B - Fee Schedule: Comprehensive list of all applicable fees and charges