The Undertaking Loan Agreement is a crucial financial instrument used in Australian lending transactions where one party (the Lender) agrees to provide financial accommodation to another party (the Borrower) under specific terms and conditions. This document is essential for both commercial and consumer lending scenarios, incorporating necessary provisions required by Australian financial services legislation, including the National Consumer Credit Protection Act 2009 (Cth), ASIC regulations, and state-specific requirements. The agreement typically includes detailed sections on loan terms, interest calculations, repayment schedules, security arrangements, borrower undertakings, and default provisions. It's designed to protect both parties' interests while ensuring regulatory compliance and providing clear mechanisms for loan administration and enforcement.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identifies and defines the Lender and Borrower with full legal names and details
2. Background: Provides context for the loan agreement and summarizes the parties' intentions
3. Definitions and Interpretation: Defines key terms used throughout the agreement and sets interpretation rules
4. The Loan: Specifies the loan amount, purpose, and conditions precedent to drawdown
5. Interest: Details the interest rate, calculation method, and payment frequency
6. Repayment: Specifies repayment terms, schedule, and prepayment provisions
7. Representations and Warranties: Sets out the Borrower's assertions about their legal and financial status
8. Undertakings: Details the Borrower's ongoing obligations throughout the loan term
9. Events of Default: Lists circumstances that constitute default and the Lender's remedies
10. Costs and Expenses: Allocates responsibility for fees, charges, and expenses
11. Notices: Specifies how formal communications between parties should be made
12. General Provisions: Contains boilerplate clauses including governing law, assignment, and amendments
1. Security: Required when the loan is secured against assets or property
2. Guarantee: Required when there are guarantors for the loan
3. Special Conditions: Used when specific requirements or circumstances need to be addressed
4. Multiple Borrowers: Required when there is more than one borrower, addressing joint and several liability
5. Insurance: Required when specific insurance requirements are imposed on the borrower
6. Change of Control: Required for corporate borrowers where ownership changes need to be restricted
7. Financial Covenants: Required for business loans with specific financial performance requirements
1. Loan Details: Schedule containing specific loan amount, interest rate, and term details
2. Repayment Schedule: Detailed schedule of repayment dates and amounts
3. Security Details: Description of any security assets and related information
4. Conditions Precedent: List of documents and conditions required before drawdown
5. Fee Schedule: Detailed breakdown of all applicable fees and charges
6. Form of Drawdown Notice: Template for the borrower to request loan disbursement
7. Permitted Security Interests: List of pre-approved security interests (if applicable)
8. Required Insurance: Details of insurance requirements and minimum coverage
Authors
Relevant legal definitions
Clauses
Relevant Industries
Banking
Financial Services
Real Estate
Construction
Manufacturing
Retail
Agriculture
Mining
Technology
Healthcare
Education
Professional Services
Small Business
Corporate Enterprise
Relevant Teams
Legal
Finance
Compliance
Risk Management
Treasury
Credit Assessment
Commercial
Business Development
Operations
Administration
Corporate Services
Document Management
Relevant Roles
Chief Financial Officer
Finance Manager
Legal Counsel
Compliance Officer
Credit Manager
Loan Officer
Risk Manager
Treasury Manager
Financial Controller
Commercial Director
Business Development Manager
Account Manager
Corporate Lawyer
Banking Executive
Financial Advisor
Contract Administrator
Find the exact document you need
Evergreen Loan Agreement
An Australian law-governed perpetual loan facility agreement establishing an ongoing credit arrangement with automatic renewal provisions.
find out more
Personal Car Loan Contract
An Australian-law governed loan agreement for personal vehicle financing, compliant with national consumer credit legislation.
find out more
Cash Loan Simple Loan Agreement
An Australian-law governed agreement establishing terms and conditions for a monetary loan between a lender and borrower, compliant with national credit protection regulations.
find out more
Generic Loan Agreement
An Australian law-governed agreement establishing the terms and conditions for a loan between parties, including amount, interest, repayment terms, and security arrangements.
find out more
Term Loan Agreement Non Regulated
An Australian law-governed agreement for a fixed-term commercial loan facility, setting out terms and conditions for business lending outside consumer credit regulations.
find out more
Simple Equipment Loan Agreement
An Australian-compliant agreement governing the temporary loan of equipment between parties, including terms, conditions, and responsibilities.
find out more
Model Loan Agreement
An Australian-compliant template loan agreement covering essential lending terms and regulatory requirements for use in commercial and consumer lending contexts.
find out more
Facility Loan Agreement
An Australian law-governed agreement establishing terms and conditions for a loan facility, including facility amount, interest rates, repayment terms, and security arrangements.
find out more
Computer Equipment Loan Agreement
An Australian-law governed agreement establishing terms for temporary computer equipment loans, including usage conditions, maintenance responsibilities, and return procedures.
find out more
Standard Loan Agreement
An Australian-law governed agreement establishing terms for financial lending, including loan amount, interest, repayment terms, and security arrangements.
find out more
Master Securities Loan Agreement
An Australian law-governed agreement template for securities lending transactions between financial institutions, establishing terms for securities loans and collateral arrangements.
find out more
Film Equity Investment Agreement
Australian-law governed agreement for equity investment in film production, establishing investment terms, rights, and revenue sharing arrangements.
find out more
Co Financing Agreement
An Australian law-governed agreement establishing terms for multiple lenders to jointly provide financing to a borrower, subject to Australian banking and corporate regulations.
find out more
OverFacility Agreement
An Australian-law agreement establishing an overdraft facility between a financial institution and borrower, detailing credit limits, terms, and obligations.
find out more
Investment Loan Contract
An Australian law-governed agreement establishing terms and conditions for investment financing, including loan details, security arrangements, and regulatory compliance requirements.
find out more
Tripartite Loan Agreement
An Australian-law governed agreement establishing a three-way lending arrangement between a lender, borrower, and third party, detailing loan terms and party obligations.
find out more
Loan And Mortgage Agreement
An Australian law-governed agreement establishing loan terms and mortgage security arrangements over real property, compliant with national credit and property legislation.
find out more
Lease Hire Agreement
An Australian-compliant agreement governing the terms and conditions for hiring assets or equipment, suitable for both business and consumer leasing arrangements.
find out more
Hire Purchase Agreement For Car
An Australian law-compliant agreement for purchasing a vehicle through structured payments, with ownership transferring to the buyer upon final payment.
find out more
Deed Of Accession Loan Agreement
An Australian law-governed deed enabling a new party to join and assume rights and obligations under an existing loan agreement.
find out more
Co Borrower Loan Agreement
An Australian legal agreement establishing terms and conditions for multiple borrowers to jointly obtain and repay a loan, subject to Australian federal and state lending laws.
find out more
Bike Hire Purchase Agreement
An Australian law-governed agreement for the hire purchase of bicycles, establishing payment terms, usage conditions, and ownership transfer upon final payment.
find out more
Bridge Loan Contract
An Australian law-governed agreement for short-term interim financing, establishing loan terms, security arrangements, and repayment conditions.
find out more
Undertaking Loan Agreement
An Australian law-governed loan agreement detailing terms, conditions, and undertakings for financial accommodation between lender and borrower.
find out more
Trade Finance Agreement
An Australian law-governed agreement establishing trade finance facilities between a bank and borrower, detailing products, terms, and security arrangements.
find out more
Separation Financial Agreement
An Australian legal document that formalizes financial arrangements between separating couples under the Family Law Act 1975, detailing asset division and financial responsibilities.
find out more
Seller Financing Car Contract
An Australian contract for selling a vehicle with seller-provided financing, compliant with national consumer credit and state vehicle regulations.
find out more
Real Estate Loan Agreement
An Australian-law governed agreement establishing terms and conditions for a property-secured loan, including lending terms and security arrangements.
find out more
Mezzanine Loan Agreement
Australian law-governed agreement establishing terms for subordinated debt financing, including facility terms, security arrangements, and subordination mechanics.
find out more
Margin Loan Agreement
An Australian-compliant agreement governing margin lending arrangements between a financial institution and borrower, including security provisions and regulatory requirements.
find out more
Loan Swap Agreement
An Australian law-governed agreement for exchanging loan payment obligations between parties, typically involving different interest rates or currencies.
find out more
Loan Note Agreement
An Australian-law governed agreement documenting the issuance of debt securities, setting out terms for borrowing, repayment, and parties' rights and obligations.
find out more
Loan Agreement Between Spouses
An Australian-compliant loan agreement for use between married spouses, documenting loan terms and conditions while ensuring protection under family law.
find out more
Financial Support Agreement
An Australian law-governed agreement establishing terms and conditions for providing financial support between parties, including payment terms, conditions, and compliance requirements.
find out more
Financial Assistance Agreement
An Australian-law governed agreement establishing terms for providing financial assistance, including funding conditions, repayment terms, and party obligations.
find out more
Financial Agreement Between Two Parties
An Australian law-governed agreement establishing financial arrangements between two parties, including payment terms, security provisions, and regulatory compliance requirements.
find out more
Equity Funding Agreement
An Australian-law governed agreement that sets out the terms and conditions for equity investment in a company, including share issuance, investor rights, and governance arrangements.
find out more
Equipment Lease Purchase Agreement
An Australian-compliant agreement combining equipment leasing with a purchase option, allowing businesses to lease equipment with the possibility of ownership.
find out more
Equipment Lease Agreement With Option To Purchase
An Australian law-governed agreement allowing equipment lease with future purchase rights, combining rental flexibility with acquisition options.
find out more
Car Mortgage Agreement
An Australian-law governed agreement creating a security interest over a motor vehicle as collateral for a loan, compliant with national credit and personal property security legislation.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)