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1. Insurance: Requirements for loan insurance, applicable when the loan amount is substantial or long-term

2. Tax Provisions: Specific tax treatment clauses, needed when there are tax implications for interest-free or below-market loans

3. Death and Disability: Special provisions for loan treatment in case of employee death or disability

4. Assignment: Restrictions on assignment of rights, needed when transferability needs to be explicitly addressed

5. Confidentiality: Specific confidentiality provisions, important for senior employees or large loans

6. Collective Agreement Compliance: References to relevant collective agreements if the employee is covered by one

1. Repayment Schedule: Detailed amortization table showing payment dates, amounts, and interest calculations

2. Salary Deduction Authorization: Form authorizing the employer to make loan repayment deductions from salary

3. Loan Purpose Documentation: Supporting documents explaining the purpose and use of the loan

4. Security Documentation: Details of any security or collateral provided for the loan

5. Tax Implications Summary: Overview of tax treatment and implications of the loan arrangement