Ƶ

Repayment Agreement Template for Switzerland

A Swiss law-governed Repayment Agreement is a legally binding document that formalizes the terms and conditions under which an outstanding debt will be repaid. Governed by the Swiss Code of Obligations and related Swiss federal laws, this agreement sets out clear payment schedules, interest calculations, and default provisions. It includes specific provisions for debt acknowledgment, payment mechanics, and enforcement procedures in accordance with Swiss legal requirements. The document provides protection for both creditor and debtor by clearly defining their rights and obligations under Swiss law, while ensuring compliance with Swiss banking and financial regulations where applicable.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get template free

Your data doesn't train Genie's AI

You keep IP ownership of your docs

4.6 / 5
4.6 / 5
4.8 / 5

What is a Repayment Agreement?

The Repayment Agreement is typically used when formalizing arrangements for the repayment of an existing debt under Swiss law. This document becomes necessary in various scenarios, such as restructuring existing loans, consolidating multiple debts, or establishing payment plans for outstanding obligations. The agreement must comply with Swiss federal legislation, particularly the Code of Obligations (OR) and, where applicable, the Federal Act on Consumer Credit (KKG). It includes essential elements such as the acknowledged debt amount, repayment schedule, interest calculations, and consequences of default. This type of agreement is particularly important in Switzerland's financial landscape, where clear documentation of debt obligations is crucial for both legal certainty and potential enforcement proceedings.

What sections should be included in a Repayment Agreement?

1. Parties: Identification and details of the creditor and debtor

2. Background: Context of the debt, including origin and circumstances leading to this agreement

3. Definitions: Definitions of key terms used throughout the agreement

4. Acknowledgment of Debt: Clear statement of the outstanding amount and debtor's acknowledgment

5. Repayment Terms: Detailed payment schedule, amounts, and payment methods

6. Interest: Interest rate, calculation method, and payment terms

7. Payment Mechanics: Specific details about how and where payments should be made

8. Default Provisions: Consequences of missed payments and default procedures

9. Representations and Warranties: Basic declarations by the debtor regarding their ability to repay

10. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction

11. Notices: How formal communications between parties should be made

12. Signature Page: Execution blocks for all parties

What sections are optional to include in a Repayment Agreement?

1. Security: Details of any collateral or security provided for the debt

2. Guarantor Provisions: Terms applicable when a third party guarantees the debt

3. Early Repayment: Terms for early repayment options and any associated penalties or benefits

4. Insurance Requirements: Any mandatory insurance to be maintained by the debtor

5. Financial Covenants: Additional financial obligations or restrictions on the debtor

6. Assignment and Transfer: Rights to assign or transfer the debt obligations

7. Force Majeure: Provisions for unforeseen circumstances affecting repayment ability

8. Debt Restructuring Options: Pre-agreed terms for potential future restructuring

9. Tax Provisions: Allocation of tax responsibilities related to the repayment

What schedules should be included in a Repayment Agreement?

1. Repayment Schedule: Detailed schedule showing payment dates, amounts, and running balance

2. Original Debt Documentation: Copy or summary of the original agreement or circumstances creating the debt

3. Security Details: Detailed description of any security or collateral provided

4. Payment History: Record of payments made prior to this agreement

5. Contact Details: Comprehensive contact information for all relevant parties

6. Bank Account Details: Banking information for making payments

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents

Jurisdiction

Switzerland

Publisher

Ƶ

Document Type

Payment Agreement

Sector

Banking

Cost

Free to use

Find the exact document you need

Agreement Letter For Payment Of Debt

A Swiss law-governed agreement letter establishing debt repayment terms and conditions between creditor and debtor, ensuring legal enforceability under Swiss jurisdiction.

Download

Contract To Pay

A Swiss law-governed agreement establishing payment obligations between parties, defining payment terms and enforcement provisions under Swiss legal framework.

Download

Partial Payment Agreement Letter

A Swiss law-governed letter agreement establishing structured partial payment terms for outstanding debt resolution.

Download

Private Car Loan Contract

A Swiss law-governed agreement for vehicle financing between a lender and private borrower, detailing loan terms and security interests.

Download

Debt Payment Agreement

A Swiss law-governed agreement that establishes structured terms for debt repayment between parties, including payment schedule, interest rates, and default provisions.

Download

Debt Release Agreement

A Swiss law-governed agreement that formally releases a debtor from their debt obligations to a creditor, providing legal finality under the Swiss Code of Obligations.

Download

Advance Payment Agreement Letter

A Swiss law-governed letter agreement establishing terms for advance payment in commercial transactions, including payment details, timelines, and refund conditions.

Download

Settlement Agreement Payment

A Swiss law-governed agreement documenting settlement payment terms and conditions, providing final resolution of disputes between parties.

Download

Pay Back Contract

A Swiss law-governed agreement establishing terms for repayment of funds, benefits, or services, typically used in employment, education, or business contexts.

Download

Down Payment Contract

A Swiss law-governed agreement establishing terms and conditions for down payments in purchase transactions, including payment schedules and party obligations.

Download

Advance Payment Agreement

A Swiss law-governed agreement establishing terms for advance payments between parties, including payment details, securities, and mutual protections.

Download

Prepayment Agreement

A Swiss law-governed agreement establishing terms for advance payment of goods or services, including payment terms, delivery obligations, and security arrangements.

Download

Payment Undertaking Agreement

A Swiss law-governed agreement establishing a binding commitment to make specified payments under defined conditions, commonly used in commercial and financial transactions.

Download

Payment Received Agreement Letter

A Swiss law-governed formal letter confirming receipt of payment and settlement terms, serving as legal proof of transaction completion.

Download

Pay Settlement Agreement

A Swiss law-governed agreement documenting financial settlement terms between employer and employee, typically used in employment termination or dispute resolution.

Download

Lease Payment Agreement

A Swiss law-governed agreement establishing terms and conditions for lease payments between lessor and lessee, conforming to Swiss Code of Obligations requirements.

Download

Deferred Sale Agreement

A Swiss law contract establishing terms for a sale where asset transfer is deferred to a future date, including payment terms and transfer conditions.

Download

Deferred Payment Contract

A Swiss law-governed contract establishing terms and conditions for deferred payment obligations, including payment schedule, interest, and enforcement provisions.

Download

Deferment Agreement

A Swiss law agreement that modifies payment terms of an existing obligation, establishing new payment schedules and conditions while maintaining the original debt.

Download

Contract For Installment Payments

A Swiss law-governed agreement enabling purchase of goods or services through scheduled periodic payments, compliant with Swiss Code of Obligations and consumer protection regulations.

Download

Agreement To Pay Back Money

A Swiss law-governed agreement establishing terms and conditions for repaying borrowed money, including repayment schedule and default provisions.

Download

Payment And Release Agreement

A Swiss law-governed agreement establishing payment terms and release of claims between parties, structured under the Swiss Code of Obligations.

Download

Simple Promise To Pay Agreement

A Swiss law-governed agreement documenting a debt obligation and promise of repayment between parties, enforceable under the Swiss Code of Obligations.

Download

Commitment Letter For Payment

A Swiss law-governed document establishing a legally binding commitment to make a specified payment, outlining payment terms and obligations.

Download

Vehicle Purchase Agreement With Monthly Payments

Swiss law-governed vehicle purchase agreement with monthly payment terms, combining sales and consumer credit provisions.

Download

Payment Schedule Contract

A Swiss law-governed contract establishing structured payment terms and schedules between parties, compliant with Swiss financial regulations and the Code of Obligations.

Download

Car Payment Contract

A Swiss law-governed agreement establishing terms for vehicle purchase financing, including payment terms, ownership transfer, and parties' obligations.

Download

Debt Repayment Agreement

A Swiss law-governed agreement establishing formal terms for debt repayment, including payment schedule, interest rates, and enforcement provisions.

Download

Full Payment Agreement

A Swiss law-governed agreement establishing terms for complete debt settlement, including payment schedule and enforcement provisions.

Download

Agreement For Deposit Payment

Swiss law-governed agreement establishing terms and conditions for deposit payments, including payment, holding, and return conditions.

Download

Promise To Pay Agreement

A Swiss law-governed agreement documenting a debtor's legally binding commitment to pay a specified sum to a creditor, including payment terms and enforcement provisions.

Download

Issuing And Paying Agency Agreement

A Swiss law agreement establishing the terms for securities issuance and payment processing between an issuer and a financial institution acting as issuing and paying agent.

Download

Repayment Agreement

A Swiss law-governed agreement establishing terms and conditions for debt repayment, including payment schedules, interest, and enforcement provisions.

Download

Payment Plan Contract

A Swiss law agreement establishing structured payment terms and conditions for debt repayment in installments.

Download

Payment Agreement Form

A Swiss law-governed agreement that formalizes payment obligations between parties, establishing payment terms and schedules in compliance with Swiss legal requirements.

Download

Loan Repayment Agreement

A Swiss law-governed agreement establishing terms and conditions for loan repayment, including payment schedule, interest rates, and default provisions.

Download

Contract For Payment Agreement

A Swiss law-governed agreement that establishes legally binding payment terms and schedules between creditor and debtor, ensuring compliance with Swiss financial regulations.

Download
See more related templates

ұԾ’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ұԾ’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it