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1. Parties: Identification of the Lender (Payee) and Borrower (Maker) with full legal names and addresses
2. Background: Brief context of the loan arrangement and security agreement
3. Definitions: Key terms used throughout the document, including 'Secured Obligations', 'Collateral', 'Event of Default'
4. Promise to Pay: The core promise to pay, stating the principal amount, interest rate, and maturity date
5. Payment Terms: Details of payment schedule, method of payment, and currency
6. Interest: Interest rate, calculation method, and payment frequency
7. Security Interest: Description of the collateral and creation of the security interest
8. Representations and Warranties: Basic representations regarding authority, ownership of collateral, and no conflicts
9. Events of Default: List of circumstances constituting default
10. Remedies: Rights and remedies of the Lender upon default
11. Notices: Method and addresses for formal communications
12. Governing Law and Jurisdiction: Specification of Swiss law and jurisdiction
1. Prepayment Provisions: Include when early repayment is permitted, specifying any penalties or conditions
2. Tax Provisions: Include when tax implications need to be addressed explicitly
3. Insurance Requirements: Include when specific insurance must be maintained on the collateral
4. Assignment and Transfer: Include when the note is intended to be transferable
5. Further Assurances: Include when additional documentation or actions may be required for perfecting security
6. Costs and Expenses: Include when specific cost allocations need to be addressed
7. Multiple Borrowers: Include when there are multiple makers of the note
8. Subordination: Include when the note needs to be subordinated to other debt
1. Schedule A - Collateral Description: Detailed description of all assets serving as collateral
2. Schedule B - Payment Schedule: Amortization table or payment schedule if installment payments are required
3. Schedule C - Permitted Liens: List of any pre-existing or permitted liens on the collateral
4. Appendix 1 - Form of Notice: Standard form for any required notices
5. Appendix 2 - Collateral Valuation: Initial valuation of the collateral if required
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