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Consumer Credit Act 1974: Primary legislation governing consumer credit agreements, applicable if the borrower qualifies as a small business. Regulates credit agreements and provides consumer protections.

Financial Services and Markets Act 2000: Core financial services legislation that establishes the regulatory framework for financial activities in the UK, including business lending.

Unfair Contract Terms Act 1977: Regulates unfair terms in contracts and limits the extent to which liability can be excluded or restricted in business contracts.

Contracts (Rights of Third Parties) Act 1999: Governs how third parties may enforce terms of a contract, relevant for guarantors or security arrangements in loan agreements.

Law of Property Act 1925: Crucial for secured lending, governing how security interests in property are created and enforced.

FCA Regulations: Regulatory requirements set by the Financial Conduct Authority governing conduct and compliance in financial services.

Consumer Credit Sourcebook (CONC): Part of the FCA Handbook containing detailed rules for consumer credit activities and business lending.

Small Business, Enterprise and Employment Act 2015: Legislation aimed at supporting small businesses, including provisions affecting business finance and lending.

Companies Act 2006: Primary legislation governing company operations, relevant for corporate borrowers' capacity to borrow and create security.

Late Payment of Commercial Debts (Interest) Act 1998: Establishes statutory interest rates for late payments in commercial transactions.

Insolvency Act 1986: Governs insolvency proceedings and creditors' rights, crucial for default scenarios in loan agreements.

Money Laundering Regulations 2017: Sets requirements for due diligence and anti-money laundering procedures in financial transactions.