The Driver Exclusion Form is a critical risk management tool used in the English and Welsh insurance market when policyholders need to explicitly exclude certain drivers from their motor insurance coverage. This might be necessary due to the driver's poor driving record, age, inexperience, or to reduce premium costs. The form requires specific information including policyholder details, policy information, excluded driver's particulars, and clear acknowledgment of the exclusion's implications. It must comply with the Road Traffic Act 1988, Insurance Act 2015, and other relevant legislation while ensuring clear communication of the exclusion's effects.
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1. Policyholder Information: Full name, address, and contact details of the primary policyholder
2. Policy Details: Insurance policy number and effective dates
3. Excluded Driver Information: Full name, date of birth, and license details of driver to be excluded
4. Declaration Statement: Clear statement of exclusion and its implications
5. Acknowledgment: Confirmation of understanding that excluded driver will have no coverage
1. Additional Vehicle Information: Details of specific vehicles the exclusion applies to, used when policy covers multiple vehicles
2. Temporary Exclusion Period: Specific dates for temporary exclusions, used when exclusion is not permanent
3. Reason for Exclusion: Explanation of exclusion reason, used when required by insurer or for record-keeping
1. Copy of Excluded Driver's License: Supporting documentation to verify excluded driver's identity
2. Policy Schedule: Current policy schedule showing coverage details
3. Privacy Notice: Information about how personal data will be processed and stored
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