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Financial Services and Markets Act 2000: Primary legislation governing financial services and markets regulation in the UK, including investment activities and lending

Consumer Credit Act 1974: Regulates credit agreements with consumers, including disclosure requirements and consumer protections

Companies Act 2006: Primary legislation governing company law, relevant for corporate borrowers and lenders

Law of Property Act 1925: Governs real property law and security interests in property, crucial for secured lending

Unfair Contract Terms Act 1977: Controls the use of exclusion and limitation clauses in contracts

Consumer Rights Act 2015: Provides protection for consumers and regulates unfair terms in consumer contracts

FCA Regulations: Financial Conduct Authority regulations governing conduct and consumer protection in financial services

PRA Requirements: Prudential Regulation Authority requirements focusing on financial stability and prudential regulation

RAO 2001: Financial Services and Markets Act 2000 (Regulated Activities) Order 2001 defining regulated activities requiring authorization

Money Laundering Regulations 2017: Anti-money laundering requirements for financial institutions and regulated entities

Interest Rate Regulations: Rules governing interest rates, including usury laws and requirements for calculation and disclosure

Security Registration Requirements: Requirements for registering security interests and charges over assets

UK GDPR: UK General Data Protection Regulation governing the processing of personal data

Data Protection Act 2018: UK's implementation of data protection requirements, complementing UK GDPR

Common Law Contract Principles: Fundamental principles of contract formation, consideration, and enforcement under English common law