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Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in England and Wales. Covers requirements for disclosure of information, regulated credit agreements, and early settlement regulations. Critical for consumer loans.

Financial Services and Markets Act 2000: Establishes the regulatory framework for financial services in the UK, including requirements for authorized lenders and financial institutions.

Consumer Rights Act 2015: Legislation ensuring fairness of terms, transparency requirements, and consumer protection provisions in financial agreements.

Consumer Protection from Unfair Trading Regulations 2008: Regulations governing fair and transparent communications with consumers in financial transactions and agreements.

Data Protection Act 2018 and UK GDPR: Laws governing personal data handling requirements and privacy considerations in financial documentation and communications.

FCA Regulations: Regulatory guidelines including MCOB for mortgages and CONC for consumer credit, establishing principles for fair treatment of customers.

Limitation Act 1980: Legislation establishing time limits for enforcement of debts and statutory limitations on claims in England and Wales.

Bills of Exchange Act 1882: Historic legislation governing negotiable instruments and relevant for debt-related documentation involving such instruments.