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Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing regulatory framework and FCA authority

Consumer Credit Act 1974: Regulates consumer credit agreements and provides consumer protection for credit-related transactions including prepayment scenarios

Payment Services Regulations 2017: Governs payment services, including regulations around payment processing and customer protections

Consumer Rights Act 2015: Key legislation providing consumer protection and defining unfair terms in consumer contracts

Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices and misleading actions or omissions

Unfair Contract Terms Act 1977: Controls unfair terms in contracts, particularly exclusion clauses and limitations of liability

Consumer Contracts Regulations 2013: Governs distance selling and information requirements for consumer contracts, including cancellation rights

Money Laundering Regulations 2017: Sets requirements for preventing money laundering and terrorist financing in financial transactions

Proceeds of Crime Act 2002: Deals with money laundering offenses and the proceeds of crime, relevant for financial transactions

UK General Data Protection Regulation: Post-Brexit data protection regulation governing how personal data must be handled and processed

Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR

Law of Property (Miscellaneous Provisions) Act 1989: Governs formalities in property-related contracts and certain aspects of contract formation

Insolvency Act 1986: Relevant for understanding rights and obligations in case of insolvency of either party

Companies Act 2006: Primary legislation governing company operations and corporate entities in the UK

FCA Handbook: Comprehensive guide containing FCA rules and guidance for regulated financial activities