The Real Estate Mortgage Form is a fundamental document in property financing transactions in England and Wales. It is used whenever a property is being purchased with mortgage financing or when an existing property is being used as security for a loan. The document serves to protect the lender's interests by creating a legal charge over the property while setting out the borrower's obligations and rights. It must comply with strict regulatory requirements, including those set by the Financial Conduct Authority and Land Registry. The form includes essential details about the property, parties involved, loan terms, and enforcement provisions, making it a crucial document in real estate transactions.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Details of the mortgagor (borrower) and mortgagee (lender)
2. Background: Context of the mortgage agreement and property details
3. Definitions: Key terms used throughout the document
4. Property Description: Detailed description of the mortgaged property including title numbers and boundaries
5. Mortgage Amount and Terms: Principal sum, interest rate, and repayment terms
6. Covenants: Borrower's obligations and promises including property maintenance and payment obligations
7. Security Provisions: Details of the security being created and charge over the property
8. Default Provisions: Consequences of default and remedies available to the lender
1. Insurance Requirements: Specific insurance obligations, included when lender requires particular coverage or insurance arrangements
2. Assignment Provisions: Terms for transferring the mortgage, included in cases where securitization or assignment is anticipated
3. Environmental Provisions: Environmental obligations and warranties, included for commercial properties or properties with environmental risks
4. Planning Requirements: Specific planning obligations and restrictions, included for development properties or properties with planning conditions
1. Property Schedule: Detailed property description including title numbers, plans, and registered details
2. Payment Schedule: Detailed repayment terms, amortization schedule, and interest calculation methods
3. Property Title Documents: Copies of relevant title documents and official copies from Land Registry
4. Special Conditions: Any property-specific or borrower-specific conditions that modify the standard terms
5. Property Plans: Official plans and drawings of the property including any relevant planning permissions
Relevant legal definitions
Clauses
Relevant Industries
Relevant Teams
Relevant Roles
Find the exact document you need
Release Of Liability Mortgage
An England & Wales legal document releasing a party from mortgage obligations while maintaining the mortgage's validity.
Download
Relationship Letter For Mortgage
An England & Wales document detailing shared property arrangements for non-mortgage parties.
Download
Real Estate Mortgage Form
An England & Wales legal document securing a lender's interest in property through mortgage financing terms and obligations.
Download
Real Estate Mortgage Agreement
An England & Wales legal document securing a loan against real property, detailing lender and borrower obligations.
Download
Property Mortgage Agreement
An England & Wales legal document outlining terms for property financing and securing loans with property collateral.
Download
Purchase Money Trust Deed
An England & Wales legal document outlining beneficial ownership and trustee duties in property purchase arrangements.
Download
Mortgage Reinstatement Request Letter
An England & Wales legal document requesting mortgage reinstatement after arrears, detailing repayment plans and circumstances.
Download
Mortgage Receipt
An England & Wales legal document confirming full mortgage repayment and clear property title establishment.
Download
Mortgage Note Document
An England & Wales legal document securing a loan against property, detailing repayment and security terms.
Download
Mortgage Loan Application Form
A legal document in England & Wales for assessing mortgage loan eligibility and compliance with regulations.
Download
Mortgage Facility Letter
An England & Wales legal document detailing mortgage financing terms and conditions between lender and borrower.
Download
Mortgage Confirmation Letter
An England & Wales document confirming mortgage terms, conditions, and obligations for property financing transactions.
Download
Mortgage Confirmation Form
An England & Wales document confirming mortgage terms, detailing property, loan, and compliance with FCA regulations.
Download
Mortgage Completion Letter
A legal document in England & Wales confirming the execution and terms of a completed mortgage transaction.
Download
Mortgage Cancellation Deed
An England & Wales legal document confirming mortgage repayment and enabling property charge removal from Land Registry.
Download
Mortgage Application Closed Letter
An England & Wales document formally rejecting a mortgage application, detailing reasons, next steps, and consumer rights.
Download
Mortgage Amendment Form
An England & Wales legal document modifying mortgage terms without full refinancing, ensuring compliance and registration.
Download
Mortgage Acceptance Letter
An England & Wales legal document detailing approved mortgage terms and conditions for a borrower's acceptance.
Download
Letter To Lender
A formal document under England & Wales law requesting loan terms or modifications from a lender.
Download
Letter From Mortgage Lender
An England & Wales document detailing a lender's mortgage offer and conditions for property financing.
Download
Letter For Mortgage
An England & Wales legal document confirming a lender's mortgage offer and terms after successful application.
Download
Lender Approval Letter
An England & Wales document confirming lender's credit approval and outlining loan terms and conditions.
Download
Letter Of Down Payment
An England & Wales document confirming a down payment, detailing terms and protecting parties in high-value transactions.
Download
Job Letter For Mortgage
A formal document verifying employment details for mortgage applications in England & Wales.
Download
Housing Need Explanation Letter
An England & Wales document detailing housing needs for social housing or homelessness assistance applications.
Download
Home Loan Letter
An England & Wales document offering mortgage finance terms after borrower assessment and property valuation.
Download
Home Financing Documents Release Form
An England & Wales legal form authorizing the release of mortgage documents post-loan satisfaction or refinancing.
Download
Hardship Affidavit For Mortgage
An England & Wales legal document detailing a borrower's financial hardship for mortgage relief consideration.
Download
Gift Letter For Home Loan
An England & Wales legal document confirming a financial gift for property purchase, ensuring compliance with mortgage regulations.
Download
Guarantors Covenant Mortgage Deed
An England & Wales legal document ensuring a guarantor fulfills mortgage obligations if the borrower defaults.
Download
Deed Of Sale With Assume Balance
An England & Wales legal document formalizing structured payment arrangements and settling existing debts between parties.
Download
Contract For Deed With Existing Mortgage
An England & Wales legal document outlining compensation terms for property damage without court involvement.
Download
Consent To Mortgage
An England & Wales legal document formalizing debt repayment terms between individuals or businesses.
Download
Borrower Authorisation Form Mortgage
An England & Wales legal document outlining structured partial debt repayment terms between creditor and debtor.
Download
Authorisation Letter For Mortgage
An England & Wales legal document outlining structured debt repayment through scheduled installments.
Download
Letter Of Explanation Of Relationship For Mortgage
A formal letter used in England and Wales to explain relationships between parties involved in a mortgage application, meeting FCA and UK lending requirements.
Download
Letter Of Explanation For Credit Inquiries For Mortgage
A formal explanation letter used in England and Wales to clarify credit inquiries during mortgage applications.
Download
Mortgage Warranty Deed
A formal legal document under English and Welsh law creating a security interest over real property, including warranties and covenants from the borrower to the lender.
Download
Second Lien Deed Of Trust
An English law security instrument creating a second-ranking trust arrangement over real property to secure a loan obligation.
Download
Letter Of Explanation For Address Variation
A formal document under English and Welsh law explaining changes in residential address, typically used for institutional compliance and record-keeping purposes.
Download
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)