������Ƶ

Consumer Credit Act 1974: Primary legislation regulating credit agreements, including mandatory information disclosures, cooling-off periods, and requirements for default notices.

Consumer Rights Act 2015: Defines quality standards for goods, establishes consumer rights and remedies, covers unfair contract terms, and addresses delivery and transfer of risk.

Sale of Goods Act 1979: Covers conditions and warranties, title and description requirements, and addresses quality and fitness for purpose in goods sales.

Financial Services and Markets Act 2000: Regulates financial services activities, including licensing requirements and establishing the regulatory framework.

Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices and sets standards for business-to-consumer trading.

Financial Services (Distance Marketing) Regulations 2004: Governs the distance selling of financial services including vehicle finance agreements.

Consumer Contracts Regulations 2013: Covers information requirements, cancellation rights, and additional charges in consumer contracts.

FCA Regulations: Financial Conduct Authority guidelines and regulations for consumer credit and vehicle finance agreements.

Credit Licensing Requirements: Mandatory licensing and authorization requirements for providing credit under vehicle installment agreements.

APR Disclosure Requirements: Regulations regarding the calculation and clear disclosure of Annual Percentage Rate in credit agreements.

Default Procedures: Legal requirements for handling payment defaults and vehicle repossession procedures.

Vehicle Documentation Requirements: Legal requirements for accurately describing the vehicle, its condition, and ownership transfer conditions.

GDPR Compliance: Data protection requirements under the General Data Protection Regulation for handling customer personal information.