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1. Parties: Identification of all parties: Lender, Borrower, and any Third-Party guarantors or security providers
2. Background: Context of the loan agreement, relationship between parties, and purpose of the loan
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of funds
5. Disbursement: Conditions precedent to disbursement, disbursement mechanics and procedure
6. Interest: Interest rate, calculation method, payment periods, and default interest provisions
7. Repayment: Repayment schedule, prepayment provisions, and payment mechanics
8. Representations and Warranties: Standard representations and warranties from all parties
9. Covenants: Positive and negative covenants applicable to the borrower and other parties
10. Events of Default: List of events constituting default and consequences thereof
11. Taxes: Tax obligations and withholding requirements
12. Changes to Parties: Assignment and transfer provisions
13. Notices: Communication procedures between parties
14. Governing Law and Jurisdiction: Choice of Indonesian law and jurisdiction provisions
15. Execution: Signature blocks and execution requirements
1. Security: Required if the loan is secured by any assets or guarantees
2. Currency Protection: Include if loan is in foreign currency, addressing exchange rate risks
3. Third Party Guarantor Provisions: Required if there is a third-party guarantor
4. Agent Provisions: Include if there are multiple lenders requiring an agent
5. Registration Requirements: Include if loan requires registration with Indonesian authorities
6. Sanctions and Anti-Money Laundering: Include for cross-border loans or when required by lender policy
7. Information Undertakings: Include if specific reporting requirements are needed
1. Conditions Precedent: List of all documents and conditions required before disbursement
2. Repayment Schedule: Detailed amortization table or repayment dates
3. Form of Disbursement Request: Standard form for requesting loan disbursements
4. Security Details: Details of any security or collateral if applicable
5. Form of Compliance Certificate: Template for periodic compliance certification
6. Fee Schedule: Breakdown of all applicable fees and charges
7. Contact Details: Complete contact information for all parties
Banking & Financial Services
Real Estate
Manufacturing
Infrastructure
Energy
Mining
Agriculture
Retail
Technology
Transportation & Logistics
Healthcare
Education
Legal
Finance
Treasury
Risk Management
Compliance
Credit
Corporate Secretariat
Business Development
Operations
Management
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Secretary
Treasury Manager
Risk Manager
Compliance Officer
Credit Manager
Banking Relationship Manager
Security Trustee
Loan Officer
Financial Controller
General Counsel
Managing Director
Business Development Manager
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