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1. Security: Include when the loan is secured by any assets or guarantees

2. Insurance Requirements: Include when specific insurance must be maintained by the borrower

3. Late Payment Penalties: Include when specific late payment fees or penalties apply

4. Assignment: Include when either party needs the right to assign the agreement to others

5. Guarantor Provisions: Include when a guarantor is providing additional security for the loan

6. Data Protection: Include when personal data processing needs specific attention beyond standard terms

7. Force Majeure: Include when parties want specific provisions for unforeseen circumstances

8. Costs and Expenses: Include when legal or administrative costs need to be allocated between parties

1. Schedule 1 - Repayment Schedule: Detailed amortization table showing payment dates, amounts, and interest calculations

2. Schedule 2 - Security Details: Description of any security or collateral provided (if applicable)

3. Schedule 3 - Conditions Precedent: List of conditions that must be satisfied before the loan is advanced

4. Appendix A - Form of Notice: Template for formal notices between parties

5. Appendix B - Direct Debit Mandate: Standard form for setting up automatic payments (if applicable)