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The Credit Bureau Non Response Letter is a crucial document in the Indian financial services sector, used when a credit information company fails to provide requested credit information within the statutory timeline. This document becomes necessary when credit bureaus, regulated under the Credit Information Companies (Regulation) Act, 2005, do not fulfill their obligation to respond to credit information requests from authorized institutions. The letter serves multiple purposes: it creates a formal record of the non-response, demonstrates compliance with due diligence requirements, and initiates a formal follow-up process. It's particularly important in India's regulatory environment where strict timelines exist for credit information sharing, and non-compliance can have significant implications for both the requesting institution and the credit bureau.

1. Date and Reference Number: Current date and unique reference number for tracking purposes

2. Addressee Details: Complete name and address of the credit bureau being addressed

3. Subject Line: Clear indication that this is regarding non-response to credit information request

4. Reference to Original Request: Details of the original credit report request including date and reference number

5. Statement of Non-Response: Formal statement noting the failure to receive a response within statutory timeframe

6. Impact Statement: Description of how the non-response affects the requesting entity's operations

7. Regulatory Compliance Reference: Citation of relevant regulations regarding response timeframes

8. Request for Immediate Action: Clear statement of expected action and timeframe

9. Contact Information: Details of the person to be contacted for follow-up

10. Signature Block: Authorized signatory details and signature