The Term Loan Facility Agreement is a crucial financing document used when a borrower requires long-term funding for specific purposes such as capital expenditure, expansion, or project financing. This agreement, governed by Indian law, establishes a legally binding relationship between the lender (typically a bank or financial institution) and the borrower, documenting all essential aspects of the loan facility including the amount, tenure, interest rate, repayment terms, and security structure. The document must comply with Indian banking regulations, particularly Reserve Bank of India guidelines, the Indian Contract Act, and other relevant legislation. It includes comprehensive provisions for drawdown conditions, representations, covenants, and events of default, making it suitable for both secured and unsecured lending arrangements. The agreement serves as the foundation for the entire lending relationship and is crucial for protecting the interests of all parties involved.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identifies the lender(s) and borrower(s) with their full legal names and addresses
2. Background: Provides context of the loan facility and purpose
3. Definitions and Interpretation: Defines key terms used throughout the agreement and interpretation rules
4. The Facility: Details of the loan amount, purpose, and availability period
5. Conditions Precedent: Conditions that must be satisfied before drawdown
6. Drawdown: Procedures and requirements for utilizing the loan facility
7. Interest: Interest rate, calculation method, and payment provisions
8. Repayment: Terms and schedule for repayment of the loan
9. Prepayment: Provisions for early repayment, including any penalties
10. Representations and Warranties: Statements of fact and assurances given by the borrower
11. Covenants: Positive and negative obligations of the borrower during the loan term
12. Events of Default: Circumstances constituting default and consequences
13. Changes to Parties: Rules for assignment and transfer of rights and obligations
14. Payment Mechanics: Details of payment procedures, timing, and accounts
15. Notices: Communication procedures between parties
16. Miscellaneous: Standard boilerplate provisions
17. Governing Law and Jurisdiction: Applicable law and dispute resolution provisions
1. Security: Include when the loan is secured - details security arrangements and enforcement
2. Guarantee: Include when there are guarantors for the loan
3. Insurance: Include when specific insurance requirements are imposed on the borrower
4. Project Monitoring: Include when loan is for specific project requiring monitoring
5. Additional Representations: Include for sector-specific or special circumstances requiring additional assurances
6. Increased Costs: Include for managing regulatory or market changes affecting lender's costs
7. Tax Gross Up and Indemnities: Include when tax implications need specific attention
8. Currency Provisions: Include for loans involving foreign currency
9. Syndication Provisions: Include when loan may be syndicated
10. Green Loan Provisions: Include for environmentally-linked loans with specific compliance requirements
1. Conditions Precedent: Detailed list of documents and conditions required before drawdown
2. Form of Drawdown Request: Template for borrower to request loan disbursement
3. Repayment Schedule: Detailed amortization schedule with payment dates and amounts
4. Form of Transfer Certificate: Template for transferring loan participation
5. Security Details: Detailed description of security assets and perfection requirements
6. Financial Covenants: Detailed financial ratios and calculations
7. Form of Compliance Certificate: Template for periodic compliance reporting
8. Existing Security and Facilities: List of existing borrowings and security arrangements
9. Project Details: Detailed description of project being financed (if project-specific)
10. Fee Schedule: Detailed breakdown of all applicable fees
Authors
Relevant legal definitions
Clauses
Relevant Industries
Banking and Financial Services
Manufacturing
Real Estate and Construction
Infrastructure
Technology and Software
Healthcare
Energy and Utilities
Telecommunications
Agriculture and Agribusiness
Retail and Consumer Goods
Transportation and Logistics
Education
Hospitality and Tourism
Mining and Natural Resources
Relevant Teams
Legal
Finance
Treasury
Credit
Risk Management
Compliance
Corporate Secretarial
Business Development
Project Finance
Operations
Investment
Corporate Banking
Documentation
Relevant Roles
Chief Financial Officer
Finance Director
Legal Counsel
Company Secretary
Treasury Manager
Credit Manager
Risk Manager
Relationship Manager
Loan Officer
Compliance Officer
Managing Director
Finance Manager
Corporate Lawyer
Banking Lawyer
Financial Controller
Project Finance Manager
Investment Manager
Business Development Manager
Find the exact document you need
Pre Contract Agreement Car (Finance)
An Indian law-governed preliminary agreement setting out the framework and conditions for a potential car financing arrangement between a lender and prospective borrower.
find out more
Mortgage Servicing Agreement
An agreement governing mortgage servicing operations in India, establishing the relationship between lenders and servicers under Indian banking laws.
find out more
Letter For Lending Money To Someone
An Indian law-compliant letter document that formalizes a money lending arrangement between parties, detailing loan terms and conditions.
find out more
Lending Money Letter
A formal Indian law-compliant document establishing loan terms between parties, including amount, interest, and repayment conditions.
find out more
Lending Form
An Indian law-compliant lending form that documents loan agreements between lenders and borrowers, incorporating key regulatory requirements and transaction terms.
find out more
Hardware Loan Agreement
An Indian law-governed agreement establishing terms for temporary hardware loans between parties, including usage conditions, maintenance requirements, and return specifications.
find out more
Borrow Agreement Form
An Indian law-governed agreement establishing terms and conditions for borrowing arrangements, including loan amount, interest rates, and repayment terms.
find out more
Business Loan Broker Agreement
An Indian law-governed agreement establishing terms for loan broking services between a financial intermediary and a business client, including service scope and regulatory compliance requirements.
find out more
Borrowing Money Letter
A formal letter document governed by Indian law that establishes loan terms between borrower and lender, serving as a legally binding record of the borrowing arrangement.
find out more
Unsecured Personal Loan Agreement
An Indian law-governed agreement for unsecured personal loans, establishing loan terms and parties' obligations without requiring collateral.
find out more
Two Wheeler Loan Agreement
An Indian law-governed agreement establishing terms and conditions for two-wheeler vehicle financing, including loan details, security arrangements, and party obligations.
find out more
Term Loan Facility Agreement
An Indian law-governed agreement setting out terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.
find out more
Syndicated Facility Agreement
An Indian law-governed agreement establishing terms for a loan provided by multiple lenders (syndicate) to a borrower, detailing facility terms and regulatory compliance requirements.
find out more
Simple Mortgage Deed Draft
An Indian legal document creating a charge on immovable property as security for a loan, governed by the Transfer of Property Act, 1882.
find out more
Simple Mortgage Agreement
An Indian legal document creating a security interest in real property as loan collateral, governed by the Transfer of Property Act, 1882.
find out more
Simple Loan Agreement Form
An Indian law-governed agreement establishing terms and conditions between lender and borrower for a basic loan transaction.
find out more
Self Help Group Loan Agreement Form
An Indian jurisdiction agreement establishing loan terms between a financial institution and a Self Help Group, incorporating group liability and microfinance regulations.
find out more
Private Loan Agreement For (Real Estate)
An Indian law-governed agreement establishing terms and conditions for private lending secured against real estate property, including loan terms, security arrangements, and enforcement mechanisms.
find out more
Peer To Peer Lending Agreement
An RBI-compliant agreement governing peer-to-peer lending transactions in India, establishing terms between lender and borrower through a regulated P2P platform.
find out more
Personal Loan Letter
An Indian-law governed letter documenting personal loan terms between parties, including loan amount, interest, repayment schedule, and obligations.
find out more
Personal Loan Contract Form
An Indian law-governed contract template establishing terms and conditions for personal loans between financial institutions and individual borrowers.
find out more
Personal Loan Agreement Document
An Indian law-governed agreement documenting terms and conditions of a personal loan between lender and borrower, including loan amount, interest, repayment terms, and legal obligations.
find out more
Personal Loan Agreement Contract
An Indian law-governed agreement establishing terms and conditions for a personal loan between a lender and borrower, including loan amount, interest, and repayment terms.
find out more
Personal Line Of Credit Agreement
An Indian law-governed agreement establishing a personal line of credit facility between a financial institution and an individual borrower, setting out terms for revolving credit access.
find out more
Small Loan Contract
An Indian law-governed agreement establishing terms and conditions for a small-scale loan between lender and borrower, including loan amount, interest rates, and repayment terms.
find out more
Small Loan Agreement
An Indian law-compliant agreement for documenting small-scale lending arrangements, specifying loan terms, repayment conditions, and security provisions.
find out more
Pro Forma Loan Agreement
A standard-form loan agreement template compliant with Indian law and banking regulations, establishing terms for lending transactions.
find out more
Loan Car Form
An Indian-compliant legal document establishing terms and conditions for temporary vehicle loans between parties, adhering to Indian motor vehicle and contract laws.
find out more
Mortgage Subordination Agreement
An Indian law-governed agreement that establishes priority between multiple mortgages on a property, where one mortgage holder agrees to subordinate their security interest to another.
find out more
Family Member Promissory Note
An Indian-law governed promissory note formalizing loan agreements between family members, establishing legally binding terms while preserving familial relationships.
find out more
Vendor Finance Loan Agreement
An Indian law-governed agreement establishing terms for vendor financing, including loan details, security arrangements, and party obligations.
find out more
Employee Computer Loan Agreement
An Indian law-governed agreement establishing terms for employer-provided computer equipment loans to employees, including repayment and usage conditions.
find out more
Acknowledgement Of Debt Agreement
An Indian law-governed agreement formally recognizing a debt obligation between parties, including repayment terms and interest calculations.
find out more
Balloon Loan Agreement
An Indian law-governed loan agreement featuring smaller periodic payments with a large final balloon payment, structured under Indian banking and contract laws.
find out more
Loan Agreement Between Companies
An Indian law-governed agreement establishing terms and conditions for an inter-company loan, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Inter Lender Agreement
An Indian law-governed agreement establishing rights and relationships between multiple lenders in a financing arrangement, compliant with Indian banking regulations.
find out more
Overagreement
An Indian law-governed master agreement establishing framework terms for ongoing business relationships and future specific transactions.
find out more
Litigation Financing Agreement
An Indian law-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, returns, and control mechanisms.
find out more
Credit Terms Agreement
An India-governed agreement establishing credit facility terms between lender and borrower, compliant with Indian banking regulations and enforcement mechanisms.
find out more
Subordinated Loan Agreement
An Indian law-governed agreement establishing a subordinated loan facility where the lender's claims are contractually subordinate to senior debt obligations.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)