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Insurance Authorization Letter for Malaysia

Insurance Authorization Letter Template for Malaysia

A formal document governed by Malaysian law that authorizes insurance companies, healthcare providers, or other specified parties to access, share, or disclose specific medical or personal information related to an insurance policy or claim. The document must comply with the Financial Services Act 2013 and Personal Data Protection Act 2010, ensuring proper handling of sensitive information while facilitating necessary communication between involved parties. It includes specific provisions for information sharing, temporal limitations, and clear identification of all authorized parties.

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What is a Insurance Authorization Letter?

An Insurance Authorization Letter is a crucial document in the Malaysian insurance landscape, required when a policyholder needs to grant permission for the sharing or accessing of their insurance-related information. This document, governed by Malaysian law, particularly the Financial Services Act 2013 and Personal Data Protection Act 2010, serves as a formal authorization instrument between policyholders, insurance providers, and healthcare facilities. It typically contains detailed specifications about what information can be shared, the duration of the authorization, and the specific parties granted access. The letter is essential for processing insurance claims, accessing medical records, or allowing third-party administrators to handle insurance-related matters on behalf of the policyholder.

What sections should be included in a Insurance Authorization Letter?

1. Date and Address Block: Current date and recipient's complete address details

2. Subject Line: Clear indication that this is an Insurance Authorization Letter with relevant policy/claim numbers

3. Policyholder Information: Full name, policy number, identification details, and contact information of the policyholder

4. Authorization Statement: Clear and specific statement of what activities or information access is being authorized

5. Scope of Authorization: Detailed description of what information can be released or accessed

6. Duration of Authorization: Specific timeframe for which the authorization remains valid

7. Signature Block: Space for policyholder's signature, date, and witness signature if required

What sections are optional to include in a Insurance Authorization Letter?

1. Third Party Authorization: Include when authorizing specific individuals or entities other than the primary insurance company to access information

2. Multiple Policy Reference: Include when the authorization covers multiple insurance policies or providers

3. Specific Restrictions: Include when certain information or access needs to be explicitly restricted

4. Revocation clause: Include when specifying conditions under which the authorization can be revoked before the end date

5. Language Declaration: Include when the policyholder's primary language is not English, confirming they understand the contents

What schedules should be included in a Insurance Authorization Letter?

1. Schedule A - Medical Information: Detailed list of specific medical conditions or records being authorized for release

2. Schedule B - Authorized Parties: List of all authorized individuals or entities with their contact details and relationship to the policyholder

3. Appendix 1 - Identity Documents: Copies of relevant identity documents of the policyholder and authorized parties

4. Appendix 2 - Policy Information: Details of all relevant insurance policies covered by this authorization

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Malaysia

Publisher

Ƶ

Document Type

Letter of Authority

Sector

Banking

Cost

Free to use
Relevant legal definitions















Clauses















Relevant Industries

Insurance

Healthcare

Financial Services

Medical Services

Legal Services

Healthcare Administration

Risk Management

Relevant Teams

Legal

Compliance

Claims Processing

Risk Management

Customer Service

Medical Records

Policy Administration

Operations

Document Management

Healthcare Coordination

Relevant Roles

Insurance Claims Manager

Healthcare Administrator

Compliance Officer

Legal Counsel

Risk Manager

Insurance Underwriter

Medical Records Officer

Claims Processing Specialist

Patient Services Coordinator

Insurance Policy Administrator

Industries




Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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