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1. Joint Account Provisions: Additional terms for joint account holders, used when account has multiple owners

2. Corporate Account Provisions: Specific terms for corporate customers, used for business accounts

3. Foreign Currency Transactions: Terms for foreign currency dealings, used if foreign currency transactions are permitted

4. Internet Banking Services: Terms for online banking access, used if electronic banking is enabled

5. Mobile Banking Services: Terms for mobile banking services, used if mobile banking is enabled

6. Standing Orders: Terms for recurring payment instructions, used if standing orders are offered

7. Overdraft Facility: Terms for overdraft services, used if overdraft facility is available

8. Special Category Customer Provisions: Specific terms for minors, elderly, or disabled customers, used for special category accounts

1. Schedule 1: Fee Schedule: Detailed breakdown of all applicable fees, charges, and commission rates

2. Schedule 2: Interest Rate Schedule: Current interest rates and calculation methods

3. Schedule 3: Required Documentation: List of required KYC documents for different customer categories

4. Schedule 4: Account Services: Detailed description of available account services and features

5. Schedule 5: Electronic Banking Terms: Detailed terms for electronic banking services

6. Appendix A: Account Opening Form: Standard account opening form template

7. Appendix B: Specimen Signature Card: Format for recording authorized signatures

8. Appendix C: Transaction Limits: Table of transaction and daily limits for different services