The Trade Credit Agreement serves as a crucial document in commercial financing under Dutch law, establishing a formal credit relationship between a provider and a business customer. It is typically used when a business requires ongoing credit facilities for trade operations, such as financing inventory, managing cash flow, or supporting supply chain operations. The agreement incorporates requirements from the Dutch Civil Code, Financial Supervision Act, and relevant EU regulations, making it suitable for both domestic and international trade transactions. It includes comprehensive provisions for credit limits, interest calculations, security arrangements, risk management, and default scenarios, while ensuring compliance with Dutch financial regulations and commercial law principles.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your data doesn't train Genie's AI
You keep IP ownership of your docs
1. Parties: Identification of the credit provider and the borrower, including full legal names, registration details, and addresses
2. Background: Context of the trade credit arrangement, relationship between parties, and purpose of the agreement
3. Definitions: Definitions of key terms used throughout the agreement
4. Credit Facility: Details of the credit facility including credit limit, nature of credit, and purpose
5. Interest and Fees: Specification of interest rates, calculation methods, and any applicable fees
6. Payment Terms: Payment conditions, schedules, and methods of payment
7. Security: Details of any security or collateral required for the credit facility
8. Conditions Precedent: Conditions that must be satisfied before the credit facility becomes available
9. Representations and Warranties: Statements of fact and assurances given by the borrower
10. Covenants: Ongoing obligations of the borrower during the term of the agreement
11. Events of Default: Circumstances that constitute default and their consequences
12. Termination: Conditions and procedures for terminating the agreement
13. Governing Law and Jurisdiction: Specification of Dutch law as governing law and jurisdiction for disputes
1. Credit Insurance: Terms relating to credit insurance if required by either party
2. Group Company Provisions: Additional terms for when the borrower is part of a larger corporate group
3. Currency Provisions: Special terms for cross-border transactions involving multiple currencies
4. Credit Review: Procedures for periodic review of the credit facility and conditions for adjustment
5. Electronic Trading Platform: Terms for use of electronic trading or invoicing platforms if applicable
6. Personal Guarantee: Terms of personal guarantees if required from company directors or shareholders
7. Subordination: Provisions regarding the ranking of this credit facility relative to other debt
8. Assignment and Transfer: Terms governing the transfer or assignment of rights under the agreement
1. Schedule 1 - Credit Limit and Pricing: Detailed breakdown of credit limits, interest rates, and fee structures
2. Schedule 2 - Conditions Precedent Documents: List of required documents and conditions to be satisfied before drawdown
3. Schedule 3 - Form of Drawdown Request: Standard form for requesting utilization of the credit facility
4. Schedule 4 - Reporting Requirements: Details of required financial and operational reports and their frequency
5. Schedule 5 - Security Documents: List and copies of security documents if applicable
6. Appendix A - Calculation of Interest: Detailed methodology for interest calculation
7. Appendix B - Compliance Certificate: Template for periodic compliance certification
8. Appendix C - Know Your Customer Requirements: List of required customer due diligence documents and information
Find the exact document you need
Regulated Credit Agreement
Dutch law-governed Regulated Credit Agreement for consumer lending, incorporating mandatory regulatory requirements and consumer protection provisions.
Download
Large Credit Agreement
Dutch law-governed credit facility agreement establishing terms for large-scale financing, incorporating local regulatory requirements and international banking standards.
Download
Bank Credit Agreement
A Dutch law-governed agreement establishing terms and conditions for bank credit facilities, including loan terms, security arrangements, and compliance requirements.
Download
Overfacility Agreement
A Dutch law-governed agreement establishing terms for a credit facility that permits borrowing beyond standard credit limits under specified conditions.
Download
Unregulated Credit Agreement
A Dutch law credit agreement for commercial lending arrangements between sophisticated parties, structured outside consumer credit regulations.
Download
Line Of Credit Contract
A Dutch law-governed agreement establishing a revolving credit facility between lender and borrower, detailing terms of borrowing, repayment, and security arrangements.
Download
Money Lending Agreement
Dutch law-governed agreement establishing terms and conditions for money lending, including loan amount, interest, repayment terms, and regulatory compliance requirements.
Download
Inter Credit Agreement
A Dutch law agreement governing credit arrangements between multiple lenders, establishing priorities and shared terms for multiple credit facilities.
Download
Pro Forma Credit Agreement
A standardized credit facility agreement governed by Dutch law, establishing lending terms between financial institutions and borrowers in compliance with Dutch financial regulations.
Download
Running Account Credit Agreement
Dutch law-governed agreement establishing a revolving credit facility between a credit provider and borrower, compliant with Dutch financial regulations and EU consumer credit provisions.
Download
Instalment Credit Agreement
Dutch law agreement establishing terms for credit repayment in instalments, including payment schedule, interest rates, and party obligations.
Download
Installment Credit Agreement
A Dutch law-governed agreement setting out terms for installment credit, including credit amount, interest rates, and repayment schedule, compliant with Dutch and EU regulations.
Download
Letter Of Credit Loan Agreement
A Dutch law-governed agreement establishing a loan facility for issuing letters of credit, combining banking facility terms with letter of credit mechanisms.
Download
Intercompany Credit Agreement
A Dutch law agreement establishing credit facility terms between affiliated companies within the same corporate group.
Download
Credit Term Agreement
Dutch law-governed agreement establishing credit terms and conditions between lender and borrower, including facility amount, interest rates, and repayment terms.
Download
Credit Service Agreement
Dutch law-governed agreement establishing terms for credit services provision, ensuring compliance with Dutch financial regulations and consumer protection laws.
Download
Credit Default Swap Agreement
A Dutch law-governed agreement for transferring credit risk between parties, detailing credit protection terms and settlement procedures under both Dutch and EU regulatory frameworks.
Download
Letter Of Credit Facility Agreement
A Dutch law-governed agreement establishing terms for a bank to issue letters of credit to a business entity, setting out facility limits, conditions, and operational procedures.
Download
Commercial Credit Agreement
A Dutch law-governed agreement establishing terms and conditions for a commercial credit facility between a lender and borrower, including facility terms, obligations, and security arrangements.
Download
Revolving Credit Facility Agreement
Dutch law-governed agreement establishing a revolving credit facility with flexible draw-down and repayment terms.
Download
Term Loan Credit Agreement
Dutch law-governed agreement setting out terms and conditions for a term loan facility, including lending terms, security arrangements, and regulatory compliance requirements.
Download
Supplier Credit Agreement
Dutch law-governed agreement establishing terms for supplier-extended credit facilities to business customers, including payment terms, security, and compliance requirements.
Download
Letter Of Credit Reimbursement Agreement
A Dutch law-governed agreement establishing reimbursement terms between banks for letters of credit payments, aligned with Dutch banking regulations and international practices.
Download
Home Equity Agreement
Dutch-law governed agreement allowing property owners to sell a portion of their home equity to investors in exchange for immediate capital.
Download
Letter Of Credit Contract
A Dutch law-governed agreement establishing terms and conditions for documentary credit facilities in international trade transactions, subject to UCP 600 and Dutch banking regulations.
Download
Creditor Agreement
Dutch law-governed agreement establishing credit arrangements between creditor(s) and debtor(s), including loan terms, security, and enforcement provisions.
Download
Credit Note Agreement
A Dutch law-governed agreement establishing terms for issuing credit against previous invoices, ensuring compliance with Dutch tax and accounting requirements.
Download
Revolving Line Of Credit Agreement
A Dutch law-governed agreement establishing a revolving credit facility between a lender and borrower, enabling flexible borrowing up to an agreed limit.
Download
Revolving Promissory Note
A Dutch law-governed debt instrument establishing a revolving credit facility that allows for multiple draw-downs and repayments within a specified credit limit.
Download
Employee Credit Card Agreement
A Dutch law-governed agreement establishing terms and conditions for employee use of company credit cards, including rights, responsibilities, and compliance requirements.
Download
Consumer Credit Contract
Dutch law-compliant consumer credit agreement incorporating mandatory requirements under Dutch and EU regulations for consumer lending in the Netherlands.
Download
Debt Forgiveness Agreement
A Dutch law-governed agreement that formally documents the cancellation of debt obligations between a creditor and debtor, including terms, conditions, and legal implications.
Download
Money Lending Contract
Dutch law-governed agreement establishing terms and conditions for lending money, compliant with Dutch financial regulations and civil code requirements.
Download
Letter Of Credit Agreement
Dutch law-governed agreement establishing terms for issuing letters of credit, incorporating UCP 600 and local banking regulations.
Download
Credit Support Agreement
A Dutch law-governed agreement establishing collateral arrangements and obligations between parties in financial transactions, compliant with Netherlands financial regulations.
Download
Consumer Credit Agreement
A Dutch law-governed Consumer Credit Agreement establishing terms and conditions for consumer lending, compliant with Dutch and EU regulations.
Download
Trade Credit Agreement
A Dutch law-governed agreement establishing terms for trade credit provision between a credit provider and business customer, including credit limits, payment terms, and security arrangements.
Download
Funds Transfer Agreement
Dutch law-governed agreement establishing terms and conditions for fund transfers, compliant with EU and Dutch financial regulations.
Download
Credit Facilities Agreement
Dutch law-governed agreement establishing credit facilities between lender(s) and borrower(s), setting out terms for credit provision, security, and repayment obligations.
Download
Senior Facilities Agreement
Dutch law-governed syndicated loan agreement establishing terms for senior debt facilities, including key financing terms, security arrangements, and regulatory requirements.
Download
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)