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1. Security: Required if the loan is secured against any assets, detailing the security arrangement and obligations

2. Guarantor Provisions: Required if there is a guarantor, outlining their obligations and liability

3. Insurance Requirements: Required if specific insurance must be maintained over secured assets or the borrower's life

4. Direct Debit Authority: Optional section for when automatic payments are being set up

5. Prepayment Terms: Detailed terms for early repayment if different from standard provisions

6. Special Conditions: Any unique terms specific to this loan arrangement

7. Co-Borrower Provisions: Required if there are multiple borrowers, detailing joint and several liability

1. Schedule 1 - Initial Disclosure Statement: Mandatory CCCFA disclosure information including all key information about the loan

2. Schedule 2 - Payment Schedule: Detailed breakdown of payment dates and amounts

3. Schedule 3 - Fee Schedule: Comprehensive list of all fees and charges that may apply

4. Schedule 4 - Security Details: Description of any secured assets and their valuation (if applicable)

5. Appendix A - Direct Debit Form: Standard direct debit authorization form (if applicable)

6. Appendix B - Right to Cancel: Mandatory information about the borrower's right to cancel within the cooling-off period