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1. Security Release: Required if the original debt had any security arrangements that need to be terminated

2. Tax Provisions: Include when there are specific tax implications of the debt forgiveness that need to be addressed

3. Additional Parties: Include when guarantors or other third parties are involved in the original debt

4. Installment Terms: Include if the discounted amount is to be paid in installments rather than as a lump sum

5. Default Provisions: Include when the agreement allows for reinstatement of the original debt upon default

6. Conditions Precedent: Include when certain conditions must be met before the agreement becomes effective

1. Schedule 1 - Original Debt Details: Details of the original loan/debt agreement including date, amount, and current balance

2. Schedule 2 - Settlement Calculation: Detailed calculation showing original amount, discount, and final settlement amount

3. Schedule 3 - Payment Instructions: Bank account details and payment procedures

4. Appendix A - Original Loan Agreement: Copy of the original loan agreement being settled

5. Appendix B - Security Documents: Copies of any security documents to be released (if applicable)