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The Deed of Sale with Mortgage is a crucial legal instrument in Singapore's property market, combining both sale and security interests in a single document. This type of deed is commonly used when purchasers require bank financing to complete their property acquisition. The document must comply with Singapore's strict property laws and banking regulations, including requirements under the Conveyancing and Law of Property Act, Land Titles Act, and relevant Monetary Authority of Singapore guidelines. The deed includes essential elements such as property details, purchase price, payment terms, mortgage conditions, and security provisions. It is particularly important for ensuring proper title transfer while simultaneously creating a valid mortgage security interest.

1. Parties: Identifies all parties to the deed including seller, purchaser, and mortgagee

2. Background: Provides context and history of the property transaction

3. Definitions: Defines key terms used throughout the document

4. Property Description: Detailed description of the property being sold

5. Purchase Price: States the agreed purchase price and payment terms

6. Mortgage Terms: Details of the mortgage arrangement including amount, interest, and repayment terms

7. Representations and Warranties: Statements of fact and promises by the parties

8. Completion: Terms and conditions for completing the sale

9. Execution: Formal signing requirements and attestation