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Simple Home Purchase Contract Template for Singapore

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Key Requirements PROMPT example:

Simple Home Purchase Contract

"Need a Simple Home Purchase Contract for buying a 3-bedroom private condominium in Singapore from a foreign seller, with completion date set for March 2025 and including provisions for CPF usage and bank financing."

What is a Simple Home Purchase Contract?

The Simple Home Purchase Contract is a fundamental legal document used in Singapore's real estate transactions. It serves as the primary agreement between buyers and sellers of residential properties, whether private or HDB. The contract ensures compliance with Singapore's strict property laws and regulations, including foreign ownership restrictions, stamp duty requirements, and CPF usage rules. It provides a clear framework for the transaction, detailing property specifications, payment terms, warranties, and completion timelines. This document is essential for both private and public housing transactions in Singapore's property market.

What sections should be included in a Simple Home Purchase Contract?

1. Parties: Identification and details of the buyer and seller, including their full legal names, identification numbers, and addresses

2. Background: Context of the transaction and brief overview of the property sale arrangement

3. Definitions: Key terms used throughout the agreement including Property, Purchase Price, Completion Date, etc.

4. Property Description: Detailed description of the property including address, land area, property type, and tenure

5. Purchase Price: Specified purchase price, payment terms, deposit requirements, and balance payment arrangements

6. Completion: Timeline and conditions for completion of the sale, including handover arrangements

7. Seller's Warranties: Seller's representations regarding property ownership, condition, and encumbrances

8. Buyer's Warranties: Buyer's representations regarding financial capacity and eligibility to purchase

9. Title and Transfer: Provisions regarding clean title transfer and registration requirements

10. Termination: Circumstances under which the agreement may be terminated and consequences

What sections are optional to include in a Simple Home Purchase Contract?

1. CPF Usage: Terms and conditions regarding the use of CPF funds for property purchase

2. Mortgage Conditions: Terms relating to property financing and mortgage requirements

3. Existing Tenancy: Provisions dealing with existing tenants and lease arrangements

4. Property Tax and Maintenance: Allocation of responsibility for property tax and maintenance fees

5. Goods and Services Included: List of fixtures, fittings, and other items included or excluded from sale

What schedules should be included in a Simple Home Purchase Contract?

1. Schedule 1 - Property Details: Detailed property specifications including floor plan and boundaries

2. Schedule 2 - Payment Schedule: Detailed breakdown of payment milestones and amounts

3. Schedule 3 - Inventory List: Comprehensive list of fixtures, fittings, and furnishings included in the sale

4. Appendix A - Title Documents: Copies of property ownership documents and certificates

5. Appendix B - Property Certificates: Relevant property certificates including Certificate of Title and Statutory Declarations

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions






























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Industries

Housing and Development Act: Primary legislation governing public housing (HDB properties) in Singapore, including rules for purchase, ownership, and transfer

Residential Property Act: Key legislation governing private residential property transactions and foreign ownership restrictions in Singapore

Civil Law Act: Fundamental legislation governing contractual relationships and obligations in Singapore

Conveyancing and Law of Property Act: Legislation governing the transfer of property rights and interests in Singapore

Sale of Goods Act: Legislation governing the sale and transfer of property as goods

Executive Condominium Housing Scheme Act: Specific legislation governing Executive Condominiums, a hybrid of public and private housing

Planning Act: Legislation controlling land use and property development in Singapore

Building Control Act: Legislation governing building works and construction standards

Land Titles Act: Legislation governing the registration and transfer of land titles in Singapore

Stamp Duties Act: Legislation governing taxation on property transactions, including Buyer's Stamp Duty and Additional Buyer's Stamp Duty

Option to Purchase Requirements: Legal requirements for the Option to Purchase (OTP) document, including validity period and exercise procedures

Cooling-off Period Regulations: Mandatory waiting period regulations for property transactions to protect buyers

CPF Usage Rules: Regulations governing the use of Central Provident Fund savings for property purchase

SLA Requirements: Singapore Land Authority requirements for property ownership and transfer

URA Guidelines: Urban Redevelopment Authority guidelines affecting property usage and development

CEA Regulations: Council for Estate Agencies regulations governing property transactions and agent conduct

MAS Loan Regulations: Monetary Authority of Singapore regulations on property financing and loan restrictions

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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