The Mortgage Loan Origination Agreement serves as the foundational document governing the relationship between mortgage originators and borrowers in the United States. This agreement is essential when a borrower seeks assistance in obtaining a mortgage loan through a loan originator. It includes critical information about services provided, compensation structures, regulatory compliance requirements, and the responsibilities of all parties involved. The document ensures compliance with federal regulations such as the Truth in Lending Act, Real Estate Settlement Procedures Act, and state-specific requirements, while providing clear documentation of the origination process and associated fees.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your data doesn't train Genie's AI
You keep IP ownership of your docs
1. Parties: Identifies the loan originator and borrower with full legal names and addresses
2. Background: States the purpose of the agreement and basic context of the loan origination relationship
3. Definitions: Defines key terms used throughout the agreement including 'Loan', 'Application', 'Fees', etc.
4. Scope of Services: Details the specific services the loan originator will provide
5. Compensation and Fees: Outlines all fees, charges, and compensation structure
6. Representations and Warranties: Statements of fact and guarantees from both parties
7. Compliance with Laws: Commitment to comply with applicable federal and state regulations
8. Term and Termination: Duration of agreement and conditions for termination
1. Additional Services: Used when additional services beyond standard loan origination are offered
2. Third-Party Services: Details about any third-party service providers and their roles in the loan origination process
3. Marketing and Advertising: Terms regarding promotional activities and marketing guidelines
1. Fee Schedule: Detailed breakdown of all fees and charges applicable to the loan origination process
2. Required Disclosures: Federal and state-mandated disclosure documents
3. Licensing Information: Copies of relevant licenses and certifications
4. Service Level Agreement: Detailed performance standards and timelines
5. Privacy Policy: Details about handling of personal and financial information
Find the exact document you need
Mortgage Referral Agreement
A U.S.-compliant agreement governing the referral of potential mortgage customers between parties, subject to federal and state regulations including RESPA.
Download
Mortgage Loan Origination Agreement
A U.S.-governed agreement establishing terms between a mortgage loan originator and borrower for facilitating mortgage loan applications.
Download
Purchase Money Mortgage Agreement
A U.S. legal document creating a security interest in property being purchased, detailing loan terms and obligations between lender and borrower.
Download
Private Reverse Mortgage Contract
A U.S.-governed agreement enabling senior homeowners to borrow against home equity through a private lender, repayable upon death, sale, or permanent move-out.
Download
Mortgage Loan Form
A U.S.-compliant legal document establishing the terms and conditions of a property-secured loan, subject to federal and state mortgage lending regulations.
Download
Mortgage Fee Agreement
A U.S. legal document outlining fees and charges associated with a mortgage loan, compliant with federal and state lending regulations.
Download
Partial Mortgage Release Agreement
A U.S. legal document releasing a portion of mortgaged property while maintaining the original mortgage on the remaining property.
Download
Mortgage Loan Extension Agreement
A U.S. legal document that extends the term of an existing mortgage loan and modifies related payment terms.
Download
Mortgage Buydown Agreement
A U.S. legal agreement establishing terms for temporary mortgage interest rate reduction and associated payment arrangements.
Download
Mortgage Deferral Agreement
A U.S. legal document that allows temporary suspension or reduction of mortgage payments under specified terms and conditions.
Download
Holding Mortgage Agreement
A U.S. legal document establishing a security interest in real property while the mortgagee holds the loan.
Download
Second Mortgage Agreement
A U.S. legal document establishing a secondary lien on property with an existing mortgage, detailing terms for additional financing while maintaining first mortgage priority.
Download
Mortgage Loan Purchase And Sale Agreement
A U.S.-governed agreement facilitating the sale and transfer of mortgage loans between financial institutions, ensuring compliance with federal and state regulations.
Download
Home Loan Purchase Agreement
A U.S. legal agreement governing the sale and transfer of residential mortgage loans between financial institutions.
Download
Family Mortgage Agreement
A U.S. legal document establishing terms and conditions for a mortgage loan between family members, including property security and repayment terms.
Download
Owner Financing Mortgage Contract
A U.S. legal agreement where the property seller provides direct financing to the buyer, serving as an alternative to traditional mortgage lending.
Download
Mortgage Loan Sale Agreement
A U.S. legal agreement governing the sale and transfer of mortgage loans between financial institutions.
Download
Private Mortgage Agreement
A U.S.-governed legal agreement establishing terms and conditions for a private mortgage loan between non-institutional parties.
Download
Seller Financed Mortgage Contract
A U.S. legal agreement where the property seller provides direct financing to the buyer, subject to federal and state mortgage regulations.
Download
Mortgage Loan Purchase Agreement
A U.S.-governed agreement for the sale and transfer of mortgage loans between financial institutions, detailing terms, conditions, and regulatory compliance requirements.
Download
Mortgage Separation Agreement
A U.S. legal document that formally separates mortgage responsibilities between parties who wish to divide their obligations under an existing mortgage.
Download
Joint Mortgage Agreement
A U.S. legal agreement establishing shared responsibility between multiple borrowers for a mortgage loan.
Download
Contract Of Real Estate Mortgage
A U.S. legal document creating a security interest in real property to secure a loan, subject to federal and state mortgage laws.
Download
Reverse Mortgage Agreement
A U.S. legal agreement allowing senior homeowners to borrow against their home equity while maintaining residence, subject to federal and state regulations.
Download
Third Party Mortgage Agreement
A U.S. legal document establishing a mortgage arrangement with third-party guarantee support, governed by federal and state mortgage laws.
Download
Mortgage Purchase Contract
A U.S.-governed agreement for the sale and transfer of mortgage loans between financial institutions.
Download
Mortgage Assignment Agreement
A U.S. legal document that transfers mortgage rights and interests from one party to another, subject to federal and state regulations.
Download
Mortgage Lease Agreement
A U.S. legal document combining mortgage financing terms with property lease conditions, subject to federal and state regulations.
Download
Mortgage Modification Agreement
A U.S. legal document that modifies the terms of an existing mortgage agreement, subject to federal and state regulations.
Download
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)