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1. Multiple Drawdown Provisions: Terms for multiple drawdown facilities, used when the loan is not disbursed in a single amount

2. Guarantees: Details of any required personal or corporate guarantees, included when additional security is required

3. Financial Covenants: Specific financial ratios and requirements, used for larger or more complex loans

4. Security Release Terms: Conditions for releasing security, relevant when complex security arrangements exist

5. Interest Rate Hedging: Requirements for interest rate hedging, included for floating rate loans where hedging is required

6. Syndication Rights: Terms for potential loan syndication, included for larger loans that may be syndicated

7. Green Loan Provisions: Specific terms for green loans or sustainability-linked facilities, used when environmental factors are relevant

8. Group Structure Requirements: Corporate structure requirements, relevant for complex corporate borrowers

1. Schedule 1 - Drawdown Schedule: Detailed schedule of planned drawdown dates and amounts

2. Schedule 2 - Repayment Schedule: Detailed amortization schedule or repayment terms

3. Schedule 3 - Fee Schedule: Detailed breakdown of all applicable fees and charges

4. Schedule 4 - Security Assets: Detailed list of assets provided as security

5. Appendix A - Financial Covenant Calculations: Detailed methodology for calculating financial covenants

6. Appendix B - Form of Drawdown Notice: Template for drawdown requests

7. Appendix C - Required Documents List: Comprehensive list of required documentation