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1. Early Settlement: Terms for early repayment of the credit amount, used when early settlement is permitted

2. Insurance Requirements: Details of required insurance coverage, used when security assets must be insured

3. Third Party Guarantees: Terms relating to guarantors, used when personal or corporate guarantees are provided

4. Credit Life Insurance: Provisions regarding mandatory or optional credit life insurance

5. Variable Interest Rate: Mechanisms for interest rate adjustments, used when rate is not fixed

6. Direct Debit Authorization: Terms for automatic payment collection, used when direct debits are implemented

7. Assignment and Transfer: Rights to assign or transfer the agreement, used in commercial contexts

1. Schedule A - Payment Schedule: Detailed amortization schedule showing all payments, interest, and principal amounts

2. Schedule B - Fee Structure: Comprehensive breakdown of all fees, charges, and costs

3. Schedule C - Security Details: Detailed description of security assets or collateral

4. Appendix 1 - Pre-Agreement Statement: Statutory pre-agreement disclosure as required by the NCA

5. Appendix 2 - Quotation: Statutory credit cost quotation as required by the NCA

6. Appendix 3 - Direct Debit Authorization Form: Standard form for setting up direct debit payments

7. Appendix 4 - Proof of Income: Documentation verifying the credit receiver's income and affordability