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1. Parties: Identification of the lender and borrower with full legal names and addresses
2. Background: Context of the debt, including origin of the loan or circumstances leading to the repayment obligation
3. Definitions: Key terms used throughout the agreement including 'Principal Amount', 'Interest Rate', 'Payment Date', etc.
4. Acknowledgment of Debt: Clear statement of the amount owed and borrower's acknowledgment of the debt
5. Repayment Terms: Detailed payment schedule, including amount, frequency, and method of payments
6. Interest: Interest rate (if applicable), calculation method, and payment terms in compliance with UAE law
7. Payment Method: Specified means of payment and account details for transfers
8. Events of Default: Circumstances constituting default and consequences thereof
9. Remedies: Legal remedies available to the lender in case of default
10. Representations and Warranties: Basic declarations by the borrower regarding their ability to repay
11. Governing Law and Jurisdiction: Specification of UAE law as governing law and jurisdiction for disputes
12. Notices: Process for sending and receiving formal communications between parties
13. Execution: Signature blocks and execution requirements
1. Security: Details of any collateral or security provided for the debt - include when the loan is secured
2. Guarantor Provisions: Terms relating to any guarantors of the debt - include when there are third-party guarantors
3. Early Repayment: Terms for early repayment options and any associated penalties or benefits - include when early repayment is permitted
4. Insurance Requirements: Requirements for insurance of any secured assets - include when there is collateral
5. Assignment: Rights to assign the debt to third parties - include when debt assignment might be contemplated
6. Islamic Finance Provisions: Specific provisions to ensure Sharia compliance - include when Islamic finance principles apply
7. Force Majeure: Provisions for unforeseen circumstances affecting repayment - include when longer repayment terms are involved
1. Schedule 1 - Repayment Schedule: Detailed breakdown of payment dates and amounts
2. Schedule 2 - Security Details: Detailed description of any security or collateral (if applicable)
3. Schedule 3 - Bank Account Details: Banking information for making payments
4. Appendix A - Copy of Original Loan Agreement: Reference copy of the original loan agreement if this is a separate repayment agreement
5. Appendix B - Security Documentation: Copies of security documentation if loan is secured
6. Appendix C - Guarantor Documentation: Copies of guarantor agreements and ID documents if applicable
Banking
Financial Services
Real Estate
Construction
Manufacturing
Retail
Professional Services
Healthcare
Education
Technology
Small and Medium Enterprises
Islamic Finance
Legal
Finance
Compliance
Credit Control
Collections
Treasury
Risk Management
Corporate Banking
Retail Banking
Islamic Banking
Operations
Customer Service
Chief Financial Officer
Finance Manager
Legal Counsel
Compliance Officer
Credit Manager
Loan Officer
Collections Manager
Treasury Manager
Risk Manager
Corporate Lawyer
Banking Executive
Financial Controller
Accounts Manager
Islamic Finance Specialist
Business Development Manager
Contract Administrator
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