The Real Estate Installment Contract is a crucial document in UAE property transactions, widely used in both residential and commercial property purchases where buyers prefer or require structured payment plans. This contract type is particularly relevant in the UAE's dynamic real estate market, where property developers and sellers frequently offer installment payment options to attract buyers. The document must comply with federal laws such as the UAE Civil Code and specific emirate-level regulations, particularly in Dubai and Abu Dhabi. It typically includes comprehensive details about the property, payment schedule, transfer conditions, and obligations of all parties. The contract becomes especially important in off-plan property purchases and requires registration with relevant authorities to ensure legal protection for all parties involved.
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1. Parties: Identification of the seller and purchaser with full legal names, addresses, and relevant identification numbers
2. Background: Context of the sale, brief description of the property, and intention to enter into an installment arrangement
3. Definitions: Definitions of key terms used throughout the agreement including Property, Completion Date, Installment Payment, etc.
4. Property Details: Detailed description of the property including location, size, boundaries, and registration details
5. Purchase Price: Total purchase price, deposit amount, and breakdown of installment payments
6. Payment Terms: Detailed payment schedule, installment amounts, due dates, and payment methods
7. Transfer of Ownership: Conditions and process for transferring property ownership upon completion of payments
8. Seller's Obligations: Responsibilities of the seller including maintaining clear title and facilitating registration
9. Purchaser's Obligations: Responsibilities of the purchaser including timely payments and property maintenance
10. Default and Remedies: Consequences of default by either party and available remedies
11. Registration: Requirements and process for registering the contract with relevant authorities
12. Representations and Warranties: Statements of fact and guarantees by both parties
13. Governing Law and Jurisdiction: Specification of UAE law as governing law and relevant courts' jurisdiction
14. Notices: Process and requirements for formal communications between parties
15. Execution: Signature blocks and execution requirements
1. Condition of Property: Detailed description of property condition, used when selling existing property rather than off-plan
2. Construction Completion: Timeline and specifications for completion, included for off-plan properties
3. Maintenance Charges: Details of service charges and maintenance fees, included for apartments or managed communities
4. Insurance Requirements: Insurance obligations of parties during the installment period, recommended for high-value properties
5. Early Payment Provisions: Terms for early payment of installments, optional but recommended
6. Property Inspection: Rights and process for property inspection, relevant for existing properties
7. Escrow Arrangements: Details of escrow account arrangements, mandatory for off-plan properties in some emirates
8. Force Majeure: Provisions for unforeseen circumstances affecting contract performance
9. Assignment Rights: Rights to assign the contract to third parties, if permitted
1. Schedule 1 - Property Details: Detailed technical description of property including plot number, municipality details, and exact measurements
2. Schedule 2 - Payment Schedule: Detailed breakdown of all installment payments with exact dates and amounts
3. Schedule 3 - Property Plans: Floor plans, location maps, and other relevant property drawings
4. Schedule 4 - Specifications: Detailed specifications of finishes, fixtures, and fittings (particularly for off-plan properties)
5. Schedule 5 - Title Documents: Copies of relevant title documents and certificates
6. Schedule 6 - Handover Protocol: Process and checklist for property handover
7. Appendix A - Required Documents: List of documents required from both parties for contract completion and registration
8. Appendix B - Payment Receipts: Template for payment receipts and tracking
Relevant legal definitions
Clauses
Relevant Industries
Real Estate
Property Development
Construction
Banking & Finance
Legal Services
Property Management
Real Estate Investment
Facilities Management
Property Technology
Insurance
Relevant Teams
Legal
Real Estate
Sales
Compliance
Finance
Risk Management
Property Management
Business Development
Operations
Document Control
Relevant Roles
Real Estate Manager
Property Developer
Legal Counsel
Contract Manager
Real Estate Agent
Property Sales Manager
Compliance Officer
Finance Manager
Real Estate Investment Manager
Property Portfolio Manager
Risk Manager
Real Estate Director
Sales Director
Chief Legal Officer
Chief Financial Officer
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