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1. Parties: Identification of the Lender and Borrower with full legal names and addresses
2. Background: Context of the loan arrangement and security being provided
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of funds
5. Security: Details of the assets provided as security and the nature of the security interest
6. Disbursement: Conditions and procedures for disbursement of the loan
7. Interest and Fees: Interest rate, calculation method, and any associated fees in compliance with UAE law
8. Repayment Terms: Schedule and method of repayment, including installment details
9. Representations and Warranties: Statements of fact and assurances from the Borrower
10. Covenants: Ongoing obligations of the Borrower during the loan term
11. Events of Default: Circumstances constituting default and consequences
12. Enforcement Rights: Lender's rights and remedies upon default, including security enforcement
13. Registration and Notices: Requirements for registering the security interest and notice provisions
14. Governing Law and Jurisdiction: Specification of UAE law as governing law and jurisdiction for disputes
1. Guarantees: Include when there is a third-party guarantor for the loan
2. Insurance: Include when specific insurance requirements are needed for the secured assets
3. Islamic Finance Provisions: Include when the loan needs to be Sharia-compliant
4. Security Agent: Include when there are multiple lenders requiring a security agent
5. Further Assurance: Include when additional security perfection steps may be required
6. Tax Provisions: Include when specific tax considerations need to be addressed
7. Assignment and Transfer: Include when the loan may be transferable
8. Intercreditor Provisions: Include when there are multiple creditors with different priorities
1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest rates, and payment schedule
2. Schedule 2 - Security Assets: Detailed description and documentation of all assets provided as security
3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement
4. Schedule 4 - Form of Drawdown Notice: Template for requesting loan disbursement
5. Schedule 5 - Repayment Schedule: Detailed amortization schedule
6. Schedule 6 - Security Documents: Forms of various security documents required
7. Appendix A - Registration Requirements: Details of required registrations with various UAE authorities
8. Appendix B - Form of Compliance Certificate: Template for periodic compliance certification
Banking & Financial Services
Real Estate & Construction
Manufacturing & Industrial
Trading & Commercial
Healthcare
Hospitality & Tourism
Technology & Communications
Energy & Resources
Transport & Logistics
Retail & Consumer Goods
Legal
Finance
Risk Management
Compliance
Treasury
Credit Administration
Islamic Banking
Security & Collateral
Documentation
Corporate Banking
Legal Counsel
Finance Manager
Credit Risk Officer
Compliance Officer
Corporate Treasurer
Chief Financial Officer
Banking Relationship Manager
Security Registration Officer
Documentation Manager
Islamic Finance Specialist
Loan Officer
Risk Manager
Transaction Manager
Portfolio Manager
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