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1. Parties: Identification of the Lender and Borrower with full legal names and addresses
2. Background: Context of the loan arrangement and purpose
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of funds
5. Interest and Fees: Interest rate, calculation method, payment frequency, and any applicable fees
6. Security: Description of collateral and security arrangements
7. Conditions Precedent: Conditions that must be satisfied before the loan is advanced
8. Representations and Warranties: Statements of fact and assurances given by the Borrower
9. Covenants: Positive and negative obligations of the Borrower during the loan term
10. Events of Default: Circumstances that allow the Lender to demand immediate repayment
11. Enforcement: Rights and procedures for enforcing security upon default
12. Payments: Payment terms, methods, and currency
13. Notices: Communication requirements and contact details
14. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction
15. Miscellaneous: Standard boilerplate provisions including severability, amendments, and entire agreement
1. Guarantees: Required when there is a third-party guarantor for the loan
2. Insurance: Required when specific insurance coverage is mandatory for the collateral
3. Tax Provisions: Detailed section needed when cross-border elements exist or specific tax implications need to be addressed
4. Assignment and Transfer: Include when the loan may be transferable or syndicated
5. Multiple Borrowers: Required when there is more than one borrower, addressing joint and several liability
6. Currency Provisions: Needed for loans involving multiple currencies or currency conversion
7. Regulatory Compliance: Required for regulated borrowers or when specific regulatory requirements apply
8. Data Protection: Detailed section needed when personal data processing is significant part of the arrangement
1. Schedule 1 - Security Details: Detailed description of all security assets and registration requirements
2. Schedule 2 - Repayment Schedule: Amortization table or repayment structure
3. Schedule 3 - Conditions Precedent Documents: List of all required documentation prior to drawdown
4. Schedule 4 - Form of Drawdown Request: Template for requesting loan disbursements
5. Schedule 5 - Form of Compliance Certificate: Template for periodic compliance reporting
6. Appendix A - Property Documents: Required when real estate is part of the security package
7. Appendix B - Corporate Authorizations: Copies of relevant corporate approvals and resolutions
8. Appendix C - Security Filings: Forms and documents for security registration
Financial Services
Banking
Real Estate
Manufacturing
Industrial
Agriculture
Technology
Healthcare
Energy
Infrastructure
Commercial Property
Retail
Hospitality
Transportation
Construction
Legal
Finance
Treasury
Credit Risk
Compliance
Corporate Banking
Loan Administration
Security Administration
Banking Operations
Risk Management
Transaction Management
Deal Advisory
Corporate Finance
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Credit Manager
Risk Manager
Relationship Manager
Loan Officer
Security Trustee Officer
Compliance Officer
Financial Controller
Banking Operations Manager
Corporate Banking Director
Asset Manager
Debt Finance Manager
Transaction Manager
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