An Authorization Letter To Use Credit Card is a crucial document in Austrian financial transactions where a credit card owner needs to authorize another person to use their card. This document is commonly used in various scenarios, such as family members managing finances for elderly relatives, business assistants handling corporate expenses, or temporary authorizations for specific purchases. Under Austrian law, particularly the Banking Act (Bankwesengesetz) and relevant EU regulations, such authorization must be explicit and well-documented. The letter includes essential details such as the parties' identification, card information, authorization scope, validity period, and usage conditions. It serves as a protective measure for all parties involved, including the card issuer, and helps prevent unauthorized transactions while maintaining compliance with financial regulations and data protection requirements.
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1. Date and Location: Current date and place where the letter is being written
2. Authorizing Party Details: Full name, address, and contact information of the credit card owner
3. Authorized Party Details: Full name, address, and contact information of the person being authorized to use the card
4. Credit Card Information: Partial credit card number (last 4 digits), card type, and issuing bank
5. Authorization Scope: Clear statement of what the authorized person can and cannot do with the card
6. Duration of Authorization: Specific timeframe for which the authorization is valid
7. Authentication and Verification: Statement confirming the identity of both parties and the voluntary nature of the authorization
8. Signatures: Space for signatures of both the authorizing party and authorized user
1. Transaction Limits: Specific spending limits or restrictions, used when the card owner wants to set maximum transaction amounts
2. Permitted Merchants: List of specific merchants or types of purchases allowed, used when authorization is restricted to certain vendors or purchase types
3. Emergency Contact Information: Additional contact details for urgent situations, recommended for long-term authorizations
4. Revocation Clause: Specific terms for canceling the authorization, recommended for long-term or high-value authorizations
5. Witness Section: Space for witness details and signature, used when additional verification is required
1. Copy of ID Documents: Photocopies of identification documents for both parties
2. Credit Card Terms: Relevant terms and conditions from the credit card issuer regarding third-party usage
3. Usage Log Template: Optional template for recording transactions made by the authorized user
Relevant legal definitions
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Power of Attorney Holder
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