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1. Security: Include when the loan is secured against specific assets

2. Insurance Requirements: Include when specific insurance coverage is required for secured assets or the Borrower

3. Priority Arrangements: Include when there are multiple lenders or security interests to be ranked

4. Special Drawdown Conditions: Include for complex loans with multiple drawdown phases or conditions

5. Financial Covenants: Include for business loans requiring ongoing financial performance metrics

6. Guarantee Limitations: Include when the guarantee is limited in amount or scope

7. Change of Control: Include for corporate borrowers where ownership changes affect the loan

8. Additional Guarantor Provisions: Include when multiple guarantors are involved or for complex guarantee arrangements

1. Schedule 1 - Loan Details: Key commercial terms including loan amount, interest rate, and repayment schedule

2. Schedule 2 - Drawdown Notice: Form of drawdown request to be used by the Borrower

3. Schedule 3 - Repayment Schedule: Detailed amortization table or repayment structure

4. Schedule 4 - Security Details: Description of any secured assets and security arrangements

5. Schedule 5 - Guarantor Acknowledgment: Statutory warnings and acknowledgments required for guarantors under Australian law

6. Schedule 6 - Conditions Precedent: List of documents and conditions required before loan advancement

7. Appendix A - Direct Debit Authority: Form for setting up automatic loan repayments

8. Appendix B - Privacy Consent: Required privacy acknowledgments and consents under Australian law