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1. Guarantor Provisions: Required when there is a third-party guarantor for the loan, outlining their obligations and liabilities

2. Construction Draw Schedule: Needed when the loan is for construction or renovation purposes, detailing the schedule and conditions for draw disbursements

3. Property Management: Required when the security property is income-producing, setting requirements for property management and income collection

4. Environmental Indemnity: Necessary when the security property has potential environmental risks or concerns

5. Cross-Collateralization: Include when multiple properties are being used as security for the loan

6. Subordination Provisions: Required when there are other lenders involved and priority arrangements need to be established

1. Schedule A - Property Description: Legal description and details of the security property

2. Schedule B - Payment Schedule: Detailed amortization schedule showing payment dates, amounts, and interest calculations

3. Schedule C - Fee Schedule: Comprehensive list of all fees, charges, and penalties applicable to the loan

4. Schedule D - Insurance Requirements: Detailed specifications for required insurance coverage on the security property

5. Schedule E - Due Diligence Documents: List of required documentation for loan approval and ongoing compliance

6. Appendix 1 - Property Appraisal: Professional appraisal report for the security property

7. Appendix 2 - Title Search Results: Current title search showing encumbrances and ownership details