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1. Guarantor Provisions: Required when there is a third-party guarantor for the loan

2. Additional Collateral: Used when other assets besides the vehicle are pledged as security

3. Prepayment Terms: Include when early repayment is allowed with specific terms or penalties

4. Cross-Default Provisions: Include when the borrower has other loans with the same lender

5. Assignment and Transfer: Include when either party may need to assign their rights under the agreement

6. Vehicle Use Restrictions: Include specific restrictions on vehicle use (e.g., commercial use, geographic restrictions)

7. Registration and Licensing: Include when specific requirements exist for maintaining vehicle registration

1. Schedule A - Vehicle Description: Detailed description of the vehicle including make, model, year, VIN, and current condition

2. Schedule B - Payment Schedule: Detailed amortization schedule showing payment dates, amounts, and interest allocation

3. Schedule C - Insurance Requirements: Specific insurance coverage requirements and terms

4. Schedule D - Permitted Liens: List of any permitted existing liens or encumbrances on the vehicle

5. Appendix 1 - Vehicle Inspection Report: Recent inspection report documenting vehicle condition at time of agreement

6. Appendix 2 - Vehicle Registration Documents: Copies of current vehicle registration and title documents