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The Finance Agreement serves as the primary documentation for lending arrangements in Switzerland, whether for corporate financing, project funding, or other credit facilities. It is designed to comply with Swiss regulatory requirements, including the Federal Banking Act, Anti-Money Laundering Act, and Swiss Code of Obligations. This document type is particularly relevant given Switzerland's position as a major financial center, with specific provisions addressing Swiss banking secrecy laws and regulatory oversight. The Finance Agreement includes detailed sections on facility terms, drawdown mechanics, representations and warranties, and enforcement provisions, all tailored to Swiss legal requirements and market practice. It's commonly used by Swiss banks, financial institutions, and corporations for both domestic and cross-border financing transactions.

1. Parties: Identification of the parties to the agreement, including full legal names, registration details, and addresses

2. Background: Context of the financing arrangement and purpose of the facility

3. Definitions and Interpretation: Definitions of key terms and interpretation rules used throughout the agreement

4. The Facility: Details of the financing facility, including amount, purpose, and availability

5. Conditions Precedent: Conditions that must be satisfied before the facility becomes available

6. Utilization: Process and requirements for drawing down the facility

7. Interest: Interest calculation, periods, rates, and payment provisions

8. Repayment: Terms and schedule for repayment of the facility

9. Prepayment and Cancellation: Provisions for early repayment and facility cancellation

10. Representations and Warranties: Statements of fact and assurances given by the borrower

11. Information Undertakings: Borrower's obligations to provide financial and other information

12. General Undertakings: Borrower's general operational and financial covenants

13. Events of Default: Circumstances constituting default and consequences

14. Changes to Parties: Rules for assignment and transfer of rights and obligations

15. Payment Mechanics: Technical provisions for making payments under the agreement

16. Notices: Communication requirements and contact details

17. Governing Law and Jurisdiction: Swiss law as governing law and jurisdiction provisions