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The Letter of Borrowing Money from a Company is a crucial document used when seeking financial assistance from a corporate entity in Germany. It must comply with the German Civil Code (BGB) and relevant banking regulations, particularly sections §§ 488-507 BGB governing loan agreements. This document is typically used when employees, businesses, or individuals need to formally request loans from companies with lending capabilities. The letter should include comprehensive information about the borrower, loan amount, purpose, repayment plan, and any securities offered. It serves as the initial formal documentation of the loan request and forms the basis for subsequent loan agreement negotiations. The document must be structured to meet German documentation requirements while clearly presenting the borrower's case for receiving the loan.

1. Sender Details: Full name, address, and contact information of the borrower

2. Date: Date of the letter

3. Recipient Details: Company name, address, and relevant department/contact person

4. Subject Line: Clear indication that this is a loan request letter

5. Formal Greeting: Professional salutation

6. Loan Request: Clear statement of the amount being requested and purpose of the loan

7. Borrower Information: Personal/business details, employment status, and financial position

8. Proposed Terms: Requested loan amount, proposed repayment period, and any suggested interest rate

9. Repayment Capacity: Explanation of how and when the loan will be repaid, including income sources

10. Declaration: Statement confirming the truthfulness of provided information

11. Closing: Professional closing with full name and signature