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1. Tax Provisions: Include when there are specific tax implications of the novation that need to be addressed

2. Regulatory Compliance: Include when specific banking or financial regulations apply to the transaction

3. Security Trustee Provisions: Include when there is a security trustee arrangement in place

4. Interest Rate Adjustments: Include when the novation involves changes to the interest rate structure

5. Consent of Third Parties: Include when third party consents are required for the novation

6. Registration Requirements: Include when the novation requires registration with any authorities or registries

1. Schedule 1 - Existing Loan Agreement: Copy or details of the original loan agreement being novated

2. Schedule 2 - Outstanding Amounts Calculation: Detailed calculation of all amounts outstanding under the loan as of the novation date

3. Schedule 3 - Security Documents: List and copies of all security documents being transferred

4. Schedule 4 - Form of Notice to Third Parties: Template notices to be sent to any relevant third parties regarding the novation

5. Schedule 5 - Conditions Precedent Documents: List of all documents required as conditions precedent

6. Appendix A - Payment Instructions: New payment and account details for loan servicing after novation