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1. Parties: Identification and details of the lender and borrower, including legal names, addresses, and registration details if applicable
2. Background: Context of the loan agreement, purpose of the loan, and any relevant pre-contractual arrangements
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of the loan proceeds
5. Interest: Interest rate, calculation method, payment dates, and default interest provisions
6. Drawdown: Conditions precedent to drawdown and drawdown mechanics
7. Repayment: Repayment schedule, method of payment, and allocation of payments
8. Representations and Warranties: Standard declarations by the borrower about their legal and financial status
9. Borrower Covenants: Ongoing obligations of the borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences thereof
11. Notices: Communication requirements and contact details for formal notices
12. Governing Law and Jurisdiction: Confirmation of German law as governing law and jurisdiction for disputes
1. Security: Details of any collateral or security arrangements, used when the loan is secured
2. Guarantees: Terms of any guarantees provided, included when third-party guarantees are part of the arrangement
3. Prepayment: Terms for early repayment, including any prepayment penalties, included when early repayment is permitted
4. Tax Provisions: Detailed tax considerations and obligations, included when tax implications are significant
5. Assignment and Transfer: Rights to assign or transfer the loan, included when transferability is desired
6. Cost and Expenses: Allocation of costs and expenses, included when significant costs are anticipated
7. Insurance: Insurance requirements for secured assets, included when collateral needs to be insured
8. Information Covenants: Specific reporting requirements, included for more complex lending arrangements
1. Repayment Schedule: Detailed amortization table showing payment dates and amounts
2. Conditions Precedent: List of documents and conditions required before drawdown
3. Form of Drawdown Request: Template for the borrower to request loan disbursement
4. Security Details: Detailed description of any security or collateral
5. Contact Details: Complete contact information for all parties and relevant representatives
6. Know Your Customer Documentation: Required identification and verification documents
Banking and Financial Services
Real Estate
Commercial and Corporate
Private Lending
Manufacturing
Retail
Technology
Healthcare
Construction
Agriculture
Professional Services
Legal
Finance
Treasury
Compliance
Risk Management
Credit Administration
Corporate Banking
Business Development
Contract Management
Corporate Finance
Chief Financial Officer
Finance Director
Legal Counsel
Loan Officer
Credit Manager
Treasury Manager
Compliance Officer
Risk Manager
Corporate Banker
Financial Controller
Business Development Manager
Relationship Manager
Contract Administrator
Legal Director
Finance Manager
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