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Consumer Credit Act 1974: Primary legislation regulating credit agreements, setting documentation requirements, defining consumer rights and protections, and establishing licensing requirements for credit providers

Financial Services and Markets Act 2000: Regulates financial services and markets, sets requirements for authorized lenders, and establishes consumer protection measures

Consumer Rights Act 2015: Defines consumer rights, sets standards for quality of goods, establishes unfair terms provisions, and provides remedies for breach of contract

Unfair Contract Terms Act 1977: Limits ability to exclude or restrict liability, defines unfair terms, and protects consumers from unreasonable contract terms

FCA Regulations: Financial Conduct Authority guidelines covering responsible lending, transparency requirements, and rules about handling payments and defaults

Data Protection Act 2018: UK GDPR implementation covering requirements for handling personal data, privacy protection measures, and data processing requirements

Misrepresentation Act 1967: Protects against false statements and provides remedies for misrepresentation in contracts

Sale of Goods Act 1979: Defines rights and obligations in sale contracts and establishes quality standards for goods