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Consumer Credit Act 1974: Primary legislation regulating credit agreements and installment payment arrangements. Key aspects include requirements for information disclosure and cooling-off periods, particularly relevant when one party is a consumer.

Consumer Rights Act 2015: Governs fairness of contract terms, transparency requirements, and provides core consumer protections. Essential for ensuring the contract terms are fair and transparent.

Late Payment of Commercial Debts (Interest) Act 1998: Applicable to business-to-business transactions, establishing statutory interest rates and compensation for late payments in commercial contracts.

Unfair Contract Terms Act 1977: Sets limitations on exclusion clauses and establishes reasonableness test for contract terms. Critical for ensuring enforceability of contract provisions.

Financial Services and Markets Act 2000: Relevant for agreements involving regulated financial activities, including licensing requirements and regulatory compliance.

Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices and ensures transparency in financial dealings, protecting consumers from misleading terms or practices.

Limitation Act 1980: Establishes time limits for bringing claims and is relevant to payment schedules and defaults. Important for defining contractual time frames.

Common Law Principles: Fundamental legal principles covering contract formation, consideration, breach and remedies that form the backbone of contract law in England and Wales.