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Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including mortgage lending activities and regulatory framework

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protection measures in lending arrangements

Law of Property Act 1925: Fundamental legislation governing property law, including mortgages and charges over land

Land Registration Act 2002: Governs the registration of land and charges, including mortgage security registration requirements

Mortgage Credit Directive Order 2015: Implements EU regulations on residential mortgage lending, including standardized information and consumer protection

Consumer Rights Act 2015: Provides framework for consumer protection and unfair terms in contracts

FCA Mortgage Conduct of Business Rules (MCOB): Regulatory requirements for mortgage lenders covering conduct, disclosure, and fair treatment of customers

Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices and sets standards for business-to-consumer transactions

Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Specifies which activities require FCA authorization, including mortgage lending and administration

UK GDPR: Post-Brexit data protection regulation governing the processing of personal data

Data Protection Act 2018: UK's implementation of data protection requirements, working alongside UK GDPR

LIBOR to SONIA Transition Requirements: Regulatory requirements regarding the transition from LIBOR to SONIA as the reference rate for variable rate mortgages