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Financial Services and Markets Act 2000: Primary legislation regulating financial services and markets in the UK, containing key provisions about regulated lending activities and financial services regulation

Consumer Credit Act 1974: Regulates consumer credit agreements and provides essential consumer protections in lending relationships. Applies when lending to individuals

Law of Property Act 1925: Fundamental property legislation relevant when loans are secured against real property. Governs creation and enforcement of security interests

Companies Act 2006: Key legislation for corporate borrowers, covering company powers, directors' duties, and corporate authority to enter into loan agreements

FCA Regulations and Handbook: Regulatory framework containing detailed rules for regulated lending activities, including Conduct of Business rules and consumer protection requirements

Consumer Rights Act 2015: Legislation governing unfair contract terms and providing consumer protections, crucial for ensuring loan agreement terms are fair and enforceable

Money Laundering Regulations 2017: Anti-money laundering legislation setting out KYC requirements and other provisions to prevent financial crime in lending arrangements

UK GDPR and Data Protection Act 2018: Data protection legislation governing how personal data must be handled in loan agreements and related documentation

Financial Collateral Arrangements (No.2) Regulations 2003: Regulations governing financial collateral arrangements, relevant when loans are secured by financial collateral

Common Law Principles: Fundamental contract law principles and equitable doctrines that govern loan agreements, including principles of contract formation and interpretation