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Companies Act 2006: Key legislation governing company borrowing powers, registration requirements for charges, and directors' duties and responsibilities in relation to company borrowing

Law of Property Act 1925: Foundational legislation dealing with security interests in property and enforcement rights relevant to loan agreements

Financial Services and Markets Act 2000: Primary legislation establishing the regulatory framework for financial services, including licensing requirements and consumer protection provisions

Consumer Credit Act 1974: Legislation governing consumer credit arrangements, including disclosure requirements and consumer protection measures

FCA Regulations: Regulatory requirements set by the Financial Conduct Authority covering conduct of business rules and fair treatment of customers

PRA Requirements: Prudential Regulation Authority requirements covering capital adequacy and other prudential matters for regulated lenders

Insolvency Act 1986: Legislation governing ranking of creditors, subordination provisions, and insolvency procedures

Common Law Contract Principles: Fundamental principles of contract law covering formation, interpretation, and remedies for breach

Enterprise Act 2002: Legislation governing enforcement of security and administration procedures in corporate insolvency

Money Laundering Regulations 2017: Regulations setting out due diligence requirements and reporting obligations for financial transactions