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1. Parties: Identification of the Lender and Borrower with full legal names and addresses
2. Background: Context of the agreement, including the purpose of the loan and brief description of the construction project
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, purpose, and any tranches or staged payments
5. Interest and Fees: Details of interest rates, calculation methods, and any applicable fees
6. Drawdown Conditions: Conditions precedent for loan drawdown, including construction milestones and documentation requirements
7. Repayment Terms: Repayment schedule, methods, and early repayment provisions
8. Security: Details of security arrangements, including property charges and other collateral
9. Borrower's Representations and Warranties: Borrower's confirmations regarding their status, authority, and project details
10. Borrower's Covenants: Ongoing obligations of the borrower during the loan term
11. Construction Requirements: Specific requirements relating to the construction project, including approvals and standards
12. Monitoring and Inspection: Lender's rights to monitor construction progress and inspect the property
13. Events of Default: Circumstances constituting default and consequences
14. Regulatory Compliance: Compliance with relevant Irish laws and regulations
15. Governing Law and Jurisdiction: Confirmation of Irish law governance and jurisdiction
1. Guarantees: Required when there are third-party guarantors for the loan
2. Insurance Requirements: Detailed insurance requirements beyond standard provisions, needed for complex construction projects
3. Environmental Provisions: Required when the construction project has significant environmental implications
4. Multiple Properties: Required when the loan covers construction on multiple properties
5. Special Purpose Vehicle Provisions: Required when the borrower is a Special Purpose Vehicle
6. Cost Overrun Provisions: Required for large construction projects with significant cost risk
7. Planning Permission Conditions: Required when planning permission is pending or has special conditions
8. Quantity Surveyor Appointments: Required for larger construction projects requiring professional oversight
1. Schedule 1 - Property Details: Detailed description of the property and construction site
2. Schedule 2 - Construction Schedule: Detailed timeline of construction phases and completion dates
3. Schedule 3 - Drawdown Schedule: Detailed schedule of loan disbursements linked to construction milestones
4. Schedule 4 - Required Insurance: Specific insurance requirements and minimum coverage amounts
5. Schedule 5 - Form of Drawdown Notice: Template for drawdown requests
6. Schedule 6 - Construction Budget: Detailed breakdown of construction costs and contingencies
7. Schedule 7 - Required Consents: List of required regulatory and planning consents
8. Appendix A - Planning Permission Documents: Copies of planning permissions and related correspondence
9. Appendix B - Construction Plans: Approved architectural and engineering plans
10. Appendix C - Professional Team Appointments: Details of architects, contractors, and other professional appointments
Banking & Financial Services
Construction & Engineering
Real Estate & Property Development
Architecture & Design
Legal Services
Insurance
Urban Development
Property Investment
Legal
Finance
Risk & Compliance
Real Estate
Construction
Credit
Property Development
Commercial Banking
Project Management
Investment
Legal Counsel
Construction Finance Manager
Property Development Manager
Risk Manager
Loan Officer
Construction Project Manager
Compliance Officer
Real Estate Manager
Banking Relationship Manager
Construction Contract Administrator
Financial Controller
Property Investment Manager
Development Director
Credit Risk Officer
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