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The Health Insurance Cancellation Letter is a crucial document used in the Malaysian insurance market when a policyholder wishes to terminate their health insurance coverage. This formal communication is governed by the Financial Services Act 2013 and must comply with Bank Negara Malaysia's guidelines on insurance policy termination. The document is typically used when policyholders need to cancel due to switching providers, changes in personal circumstances, or obtaining alternative coverage. It must include specific information such as policy details, policyholder identification, cancellation effective date, and refund instructions. The letter serves as a legal record of the cancellation request and initiates the formal termination process with the insurance provider.

1. Sender's Details: Full name, policy number, IC number/passport, contact information, and current address of the policyholder

2. Recipient's Details: Insurance company's name, department, and complete address

3. Subject Line: Clear indication that this is a health insurance policy cancellation request

4. Policy Information: Details of the insurance policy including policy number, type of coverage, and effective date

5. Cancellation Request: Clear statement of intention to cancel the policy and requested effective date of cancellation

6. Reason for Cancellation: Brief explanation for the cancellation request

7. Refund Instructions: Details for any applicable premium refund, including preferred payment method and banking details

8. Closing Statement: Request for confirmation of cancellation and contact information for follow-up

9. Signature: Policyholder's signature and date