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1. Security: Used when there is any form of security arrangement, despite being 'unsecured' (e.g., post-dated checks)

2. Guarantee Provisions: Include when there is a guarantor for the loan

3. Insurance: Required when the lender requires the borrower to maintain specific insurance coverage

4. Special Purpose Provisions: Include when the loan is for a specific purpose requiring additional terms

5. Early Repayment: Detailed terms for early repayment if different from standard terms

6. Cross-Default: Include when the borrower has other loans with the same lender

7. Change of Circumstances: Include provisions for material adverse changes in borrower's situation

8. Assignment and Transfer: Detailed provisions if either party may need to assign rights

1. Schedule 1 - Loan Details: Details of loan amount, interest rate, and repayment schedule

2. Schedule 2 - Repayment Schedule: Detailed amortization table showing payment dates and amounts

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement

4. Schedule 4 - Form of Drawdown Notice: Standard form for requesting loan disbursement

5. Schedule 5 - Form of Compliance Certificate: Template for periodic compliance confirmation by borrower

6. Appendix A - Definitions: Detailed definitions of terms used in the agreement

7. Appendix B - Payment Instructions: Bank account details and payment procedures